Life insurance & savings
LIFE Series (Savings · Life Protection)
- LIFE Achiever 15
- LIFE Enhancer
- LIFE Savings Plus
Are there any people in your life that you care about?
A smart investment - a balanced mix of savings and protection
- Issue age is 0 to 80 years old
- Life protection is valid until age 100
- Death Benefit of 100% of the Face Amount of your policy will be paid directly to your beneficiary, plus any accumulated dividends and interest
- Guaranteed Cash Value that grows until you are 100 years old, as well as additional returns in the form of annual dividends
- Keep your dividends in the policy to accumulate interest, withdraw them as cash, use them to reduce your premiums or buy additional insurance
- 138 Top-up dividend option – LIFE Enhancer offers you the 138 Top-up option to enjoy additional protection of up to 38% of the Face Amount
- Regular rewards from our savings bonus – LIFE Savings Plus offers you a guaranteed savings bonus every 3 years. The amount is 3% of your Face Amount and is payable up to age 99 of the insured (if premiums are paid to age 100) or the 21st Policy Anniversary (if premiums are paid for 20 years)
- Premium discounts for higher amounts of protection
- Premiums can be paid monthly, semi-annually, or annually
- Optional rider benefits can also be added to any of these plans except LIFE Enhancer (Single Pay)
- Worldwide Emergency Assistance Benefit*, Crisis Advance Rider and new LIFE Flexi Rider are included for free
* The Worldwide Emergency Assistance Benefit is provided by a third party company, Inter Partner Assistance Hong Kong Limited. This benefit is not guaranteed renewable.
The above information is a product summary only. Please refer to the Policy Document for full terms, conditions and exclusions.