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| FUTURITY GIF5 -USD | 3.00% | | FUTURITY GIF8 -USD | 3.40% | | FORTUNE Guaranteed Interest Fund | 4.20% |
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| Interest rate is
effective until
01/06/2009 (mm/dd/yyyy),4:00pm.
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| Crediting Interest Rate * |
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| BRIGHT Universal Life | 01/01/2009 | 4.50% | 4.00% | | PowerOne Universal Life | 01/01/2009 | 4.50% | 4.00% |
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| * The crediting interest rate is set by Sun Life Hong
Kong Limited and is subject to change from time to time. |
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| Exchange Rates# for
Premium/Contribution/Investment Payment |
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| USD | 7.800 | | CAD | 6.420 | | GBP | 11.332 |
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| # The rates shown
are for indication only. |
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footnote
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