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| Accident Benefit |
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This Benefit reimburses a full range of hospitalization and outpatient expenses incurred by an accident. |
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A weekly benefit is payable for up to 104 weeks if you are confined to the hospital or able to work temporarily. |
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In the event of death, permanent total disability or loss of a limb, speech, sight of hearing, a cash lump sum will be paid. |
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The amount payable upon temporary and permanent disability, dismemberment and accidental death will be doubled if you are a passenger in a public transport conveyance or in a public building when an accident happens. |
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If you do not lodge any claims under this rider for 12 months after renewal, the amount payable upon accidental death, permanent disability and dismemberment will be topped up by 10%, to a maximum of 50% of the original Face Amount. |
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| Accident Death Benefit |
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In the event of death due to an accident, a lump sum benefit in addition to the basic plan coverage will be paid. |
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| Accidental Death & Disability Plus Benefit |
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This Benefit pays a cash lump sum on top of the basic plan coverage upon the death of the Insured caused by an accident. |
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A lump sum benefit is payable in the event of permanent inability to work or loss of a limb, speech, sight, or hearing. |
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| Tender Care Benefit |
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Tender Care reimburses medical expenses, including treatments provided by a Chinese herbalist or bonesetter, which result from injuries due to an accident. |
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You will receive a special daily allowance for up to 90 days if the insured child is hospitalized after an accident. |
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A cash lump sum will be paid to you upon the tragic death or loss of a limb or sight of the insured child. These benefits will be doubled if your child is a passenger in a school bus or other public transport conveyance when the accident occurs. |
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| Child Accident and Illness Benefits |
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This benefit will pay out a cash lump sum to help you pay for medical expenses if the insured child suffers from one of the specified Critical Conditions such as Hemophilia. |
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A cash lump sum will be paid if the insured child loses a limb, his/her sight, or suffers from major burns in an accident. |
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