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| Hospitalization and Surgical
Expenses Insurance Plan 07 |
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With the Hospitalization and Surgical Expenses
Insurance Plan 07, you get high quality medical protection until age 100. |
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This Benefit covers a full range of
hospitalization and surgical expenses, as well as special out-patient
treatments including chiropractic, acupuncture and physiotherapy. |
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You can also add the Optional Supplementary
Benefit 07 to further reduce your medical expenses, and the Optional Female
Benefit 07 for mothers-to-be. |
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If the insured
is a child or an elderly person, the Plan covers the cost of an extra bed so
that a member of the family can stay overnight in hospital to comfort the
patient.
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Cover extends to home nursing to ensure the best possible care after discharge
from hospital. |
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If the insured is a HKID cardholder and is
hospitalized in the general ward of a Hong Kong Government hospital, we pay
daily cash benefit up to HK$2,000 every day. |
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| Optional Female Benefit 07 |
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This
Optional Female Benefit 07 can be purchased with Hospitalization and Surgical
Expenses Insurance Plan 07. |
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This
benefit covers medical cost arising from complications of pregnancy and
congenital illnesses of newborn babies, and provides a medical check-up with no
extra cost. |
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| Optional Supplementary Benefit
07 |
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This
Optional Supplementary Benefit 07 can be purchased with Hospitalization and
Surgical Expenses Insurance Plan 07. |
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Reimburses
80% treatment expenses in excess of the maximum amount paid under the Schedule
of Benefit of Hospitalization and Surgical Expenses Benefit. The reimbursement
percentage will be adjusted to 40% for any treatments and services taken
outside Hong Kong except hospitalization due to an accident. |
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| Hospital Income Benefit |
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While you are confined in the hospital, this
benefit gives you a daily income for up to 1,000 days per disability. |
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The total maximum benefit payable is up to HK$1
million. |
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