Other Protection Needs Critical Illness Insurance Hospitalization Insurance Accident Insurance Disability Insurance Female Insurance Life Insurance & Savings FORTUNE Builder*   LIFE Super LIFE Super Plus LIFE Enhancer LIFE Savings Plus BRIGHT Universal Life One Year & Five Year Term Benefit (Life Protection Only) * FORTUNE Builder is an investment-linked insurance plan authorized by the Securities and Futures Commission. Such authorization does not imply any official approval or recommendation. FORTUNE Builder FORTUNE Builder is an investment-linked insurance plan that combines the benefits of lifetime insurance protection and diversified investment opportunities with an aim to grow your savings, while offering flexibility to achieve your financial goals throughout your lifetime. You can customize your plan by choosing the amount and type of coverage you need. You can insure not just yourself, but your dependents or business partners through joint life or multiple life coverage. You can change your coverage to keep pace with your changing needs*. You can invest globally through a wide range of high quality funds and enjoy free fund switching up to six times every year+. You will receive a guaranteed Valued Client Bonus at the end of the tenth policy year and every fifth policy year thereafter to boost your fund value. You can stop or change your regular premiums as long as there is sufficient fund under your policy, or make subsequent lump sum premiums anytime to capture the growth potential in different markets. You can access your policy fund when needed through various payout options. You can pass on your assets in the form of insurance proceeds to your beneficiaries directly#.    Download     Principal Brochure          Fund Guide       for details. Riders and Supplementary Benefits for FORTUNE Builder Please Select Accidental Benefit Accidental Death Benefit Accidental Death & Disability Plus Benefit Child Accident and Illness Benefits Carnation Pregnancy Cover Hospitalization and Surgical Expenses Benefit 07 Hospital Income Benefit Living Care Extra Benefit Lavender Lady's Benefit Optional Female Benefit 07 Optional Supplementary Benefit 07 Tender Care Benefit Total Disability Benefit Worldwide Emergency Assistance Benefit One Year Term Benefit The above product features are subject to the administrative rules as set up by the Company from time to time. Please refer to the Principal Brochure for details. *  Increase of coverage is subject to underwriting. + This is the current charge and switching out from the FORTUNE Guaranteed Interest Fund may incur an Early Withdrawal Charge. Please refer to the 'Charges' section of the Principal Brochure for details. # We recommend you seek professional advice regarding your personal financial situation. The above content is intended for your reference only. For more details, please refer to the FORTUNE Builder Policy Document and Principal Brochure including Fund Guide. Investment involves risks. Funds which are invested in emerging markets may also involve a higher degree of risk than in developed markets. The price of units may fall as well as rise and past performance is not indicative of future performance. The value of units may vary due to changes in exchanges rates between currencies. return to top LIFE Super / LIFE Super 20 The LIFE Super plans are tailored for customers who need high protection at a relatively low cost. These plans feature the following premium payment options: Plan Premium Paying Period LIFE Super Pay to age 100 LIFE Super 20 20 years Highlights: Protection focused whole life insurance plans which provide high guaranteed coverage for you until age 100, all at a modest cost. Guaranteed cash value that grows until age 100. Any dividends paid can be withdrawn at any time. The savings mix of LIFE Super/LIFE Super 20 is higher than LIFE Super Plus/LIFE Super Plus 20. Special discount for Face Amount of USD40,000/HKD320,000 or above. Free coverage of Worldwide Emergency Assistance Benefit^ and Crisis Advance Rider. A wide range of supplementary benefits to tailor your own coverage to your personal circumstances.   Download LIFE Super Product Leaflet for details.   return to top LIFE Super Plus / LIFE Super Plus 20 The LIFE Super Plus plans are tailored for customers who need high protection at a relatively low cost. These plans feature the following premium payment options: Plan Premium Paying Period LIFE Super Plus Pay to age 100 LIFE Super Plus 20 20 years Highlights: Protection focused whole life insurance plans which provide high guaranteed coverage for you until age 100, all at a low cost. Guaranteed cash value that grows until age 100. Any dividends paid can be withdrawn at any time. The protection mix of LIFE Super Plus/LIFE Super Plus 20 is higher than LIFE Super/LIFE Super 20. Special discount for Face Amount of USD100,000/HKD800,000 or above. Free coverage of Worldwide Emergency Assistance Benefit^ and Crisis Advance Rider. A wide range of supplementary benefits to tailor your own coverage to your personal circumstances.   Download LIFE Super Plus Product Leaflet for details.   return to top LIFE Enhancer(Single Pay) / LIFE Enhancer 5 / LIFE Enhancer 10 / LIFE Enhancer 15 The Life Enhancer plans are a series of whole life insurance plans with a balanced mix of protection and savings. These plans feature the following premium payment options: Plan Premium Paying Period LIFE Enhancer (Single Pay) Single Premium LIFE Enhancer 5 5 years LIFE Enhancer 10 10 years LIFE Enhancer 15 15 years Highlights: Provide lifetime protection and a guaranteed cash value that grows until age 100. Pay off your policy easily by one lump sum premium or making regular payments for 5, 10 or 15 years. Special discounts for a Face Amount of USD40,000/HKD320,000 or above. Unique 138 Top-Up Option to give you additional 38% free coverage in the first year and thereafter increase your protection by up to 38% of the Face Amount with no extra premiums required*. Free coverage of Worldwide Emergency Assistance Benefit^ and Crisis Advance Rider. A wide range of supplementary benefits to tailor your own coverage to your personal circumstances.   Download LIFE Enhancer Product Leaflet for details.   * This Option is available at policy issue only for insured persons who are aged 50 or below and is subject to underwriting. If dividends are lower than expected, you will get less than 38% additional protection and lower cash value in some years under the option. For details, please refer to the product leaflet and proposal. return to top LIFE Savings Plus / LIFE Savings Plus 20 The LIFE Savings Plus plans are tailored for customers who primarily wants to achieve steady returns while getting some life insurance protection. The plan features the following premium payment options: Plan Premium Paying Period LIFE Savings Plus Pay to age 100 LIFE Savings Plus 20 20 years Highlights: A savings focused whole life insurance plan which offers guaranteed cash values for you until age 100. Extra guaranteed regular Savings Bonus equal to 3% of the Face Amount every 3rd Policy Anniversary payable up to age 99 (if premiums are paid to age 100), or the 21st Policy Anniversary (if premiums are paid for 20 years) Any dividends paid can be withdrawn at any time. Guaranteed lifetime protection until age 100. Special discounts for a Face A mount of USD40,000/HKD320,000 or above. Free coverage of Worldwide Emergency Assistance Benefit^ and Crisis Advance Rider. A wide range of supplementary benefits to tailor your own coverage to your personal circumstances.   Download LIFE Savings Plus Product Leaflet for details.   Supplementary Benefits for LIFE Series [Not applicable to LIFE Enhancer (Single Pay)] The Advance Payment Disability Benefit is applicable to LIFE Super Plus, LIFE Super and LIFE Savings Plus only. Please Select Accident Benefit Accidental Death Benefit Accidental Death & Disability Plus Benefit Child Accident and Illness Benefits Crisis Advance Rider Carnation Pregnancy Cover Guaranteed Insurability Benefit Hospitalization and Surgical Expenses Benefit 07 Hospital Income Benefit Living Care Benefit Living Care Extra Benefit Lavender Lady's Benefit Owner Benefit upon Death Owner Benefit upon Disability or Death Optional Female Benefit 07 Optional Supplementary Benefit 07 Tender Care Benefit Total Disability Benefit Total Disability Benefit (on Term) Worldwide Emergency Assistance Benefit Value Plus (Applicable to LIFE Savings Plus only) One Year Term Benefit Five Year Term Benefit return to top ^ The Worldwide Emergency Assistance Benefit is provided by a third party company, Inter Partner Assistance Hong Kong Limited. This benefit is not guaranteed renewable. The above information is a product summary only. Please refer to the Policy Document for full terms, conditions and exclusions. return to top BRIGHT Universal Life Are you seeking a plan that fulfills the following diversified needs? Funding your children's/grandchildren's education Supplementing your retirement income Protecting your mortgage payments Planning your estate Providing lifetime protection BRIGHT Universal Life (BRIGHT) is definitely your ideal choice! BRIGHT is a flexible-contribution and adjustable-coverage life insurance policy that accumulates account value at competitive interest rates, which offers: Upside return potential with the minimum average growth to be 3.25% by the 10th policy anniversary Guaranteed Valued Client Bonus every 5th year starting from 10th year Contribution and Cash-out flexibilities Freedom to change your death benefit option and face amount   Download BRIGHT Product Leaflet for details.   Riders and Supplementary Benefits for BRIGHT Universal Life Please Select Accident Benefit Accidental Death Benefit Accidental Death & Disability Plus Benefit Child Accident and Illness Benefits Carnation Pregnancy Cover Hospitalization and Surgical Expenses Benefit 07 Hospital Income Benefit Living Care Extra Benefit Lavender Lady's Benefit Owner Benefit upon Death Owner Benefit upon Disability or Death Optional Female Benefit 07 Optional Supplementary Benefit 07 Tender Care Benefit Total Disability Benefit Total Disability Benefit (on Term) Worldwide Emergency Assistance Benefit One Year Term Benefit return to top One Year Term & Five Year Term Benefit Our term benefits provide high protection to you and your family at an affordable premium. With our Five Year Term Benefit, you can make a renewal every 5 years. One Year Term Benefit allows for greater flexibility as it is renewable on an annual basis. Both benefits are guaranteed renewable up to the age of 80 or your basic plan matures, whichever is earlier. Both benefits are convertible to a whole life plan before age 65, without underwriting or medical examination required. return to top © 2006, Sun Life Hong Kong Limited. All rights reserved. This site is best viewed with Microsoft Internet Explorer 5.5 SP2 128 bit encryption or higher.