SunHealth Medical Premier

SunHealth Medical Premier is a richly featured medical plan offering you full reimbursement for major medical expenses, including hospitalization and surgical expenses1 in a hospital Standard Private Room2 for peaceful recuperation. There are 3 geographical coverage options namely Worldwide, Worldwide excluding the US3 and Asia4, with varying Annual Limit and Lifetime Limit to best fit your lifestyle. With medical assistance that spans the globe through our extensive high-quality medical network, you can rest assured knowing your comprehensive medical protection travels with you, wherever you go.


  1. Full hospitalization and surgical expenses coverage1 in a Standard Private Room up to HKD20 million/USD2.5 million per year with no limit on confinement hours
  2. Guaranteed renewal to age 1005 regardless of any change in your health condition and easy application process
  3. Cashless arrangement6 during hospitalization to focus on getting your health back
  4. Global network of hospitals and clinics with Value-Added Services7 including Medical Concierge Service, Second Medical Opinion Service, 24-Hour Service Hotline, and Worldwide Emergency Assistance Benefit for ultimate convenience
  5. 4 different Annual Deductible options
  6. Supporting you with Cover You More Benefit and CompanionCare Benefit if unfortunately diagnosed with a designated critical illness8


  1. These benefits are subject to an Annual Deductible, an Annual Limit, and a Lifetime Limit. Please refer to the Policy Document and Schedule of Benefits for details.
  2. Standard Private Room means a standard single occupancy room with a private bathroom in a hospital other than a suite/VIP/deluxe room of a hospital or a similarly classed room.
  3. Worldwide excluding the US means anywhere in the world excluding the United States of America.
  4. Asia means Afghanistan, Australia, Bangladesh, Bhutan, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Kazakhstan, Kyrgyzstan, Laos, Macau, Malaysia, Maldives, Mongolia, Myanmar, Nepal, New Zealand, North Korea, Pakistan, the Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Tajikistan, Thailand, Timor-Leste, Turkmenistan, Uzbekistan, and Vietnam.
  5. The renewal of this policy is guaranteed provided this plan is continually offered by Sun Life Hong Kong Limited ("Sun Life").
  6. Pre-approval is required for this arrangement. Approval for this benefit is subject to the terms and conditions of the relevant policy provisions and the acceptance of the Letter of Guarantee (LoG) by the designated hospitals. The giving of the LoG or subsequent LoG from Sun Life or our designated medical service providers shall not be deemed as admission of our liability to pay and/or reimburse the policy owner under the policy or a waiver of any breach of the terms and conditions of the policy. You may need to settle your deductible and the shortfall of your medical bill. Please refer to the Policyholder User Guide for pre-approval procedures.
  7. Value-Added Services are provided by a third-party company, Inter Partner Assistance Hong Kong Limited. These benefits are not guaranteed to be renewable. Please refer to a sample endorsement, which will be provided upon request, for details including definitions, full terms and conditions, and exclusions.
  8. Please refer to the Policy Document regarding definitions of designated critical illnesses.

The above information is a product summary only, please contact your Advisor for details. Please refer to the respective product brochure and Policy Document for details including definitions, full terms and conditions, and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

Download product brochure of SunHealth Medical Premier.

Download the China and Hong Kong Hospital List.

24-Hour Service Hotline: (852) 3183 2223

China Toll Free No. (except Hong Kong and Macau): 4001 208 905

Question? Request to talk to an advisor

You will be entitled to Starbucks Gift Certificate (valued at HK$25) if successfully completes a financial health check, which refers to submission of a Sun Life’s financial needs analysis (iPad FNA App) via Sun Life advisor (subject to terms and conditions).

Items marked with "*" are required fields.

How should we contact you

By clicking "submit" below I confirm that I understand the Personal Information Collection Statement (PICS) with no objection.