: Sun Life Foresight Deferred Annuity Plan

: Sun Life Qualifying Deferred Annuity Policy

Foresight Deferred Annuity Plan is a Qualifying Deferred Annuity Policy(“QDAP”) certified by the Insurance Authority by which you1 can apply for a tax deduction of up to HKD60,0002 per taxpayer each year of assessment. The plan provides stable annuity payments and a promising growth potential up to age 100, helping you to achieve your retirement goals and lifelong financial security.



1. With wide choices to fit your retirement needs, you can choose flexibly before issuance:

Premium payment term

5 or 10 years3

Annuity Start Age4

Age 50, 55, 60, 65, 70, 75 or 80
(as long as your premiums have accumulated for a period between 10 and 50 years)

Annuity Period4

10, 15, 20 years, or to age 100

Guaranteed Monthly Annuity

Any amount starting from USD125
(subject to the minimum annual premium requirement)

2. Stable income stream in Annuity Period with Guaranteed Monthly Annuity Payment
3. Promising growth potential provided by Non-guaranteed Monthly Annuity Payment5, which is funded by the accumulated Reversionary Bonus5
4. Worry-free application process without medical underwriting6
5. Flexible Death Benefit Settlement Option for your family should the worst happen7

The above information is a product summary only and does not contain the full terms and benefits of the policy, please contact your Advisor for details. Please refer to the product brochure and sample Policy Document for details including definitions and full terms and conditions including key product risks. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

Download product brochure of Foresight Deferred Annuity Plan.
View bonus philosophy.


Someone once said life is about subtraction – time, money, health and savings will keep dropping until you retire. Factor in future expenses and inflation, and life becomes a complicated math problem almost too difficult to solve. Why not let Dear Jane help you find a solution?

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