HOPE Series

HOPE Series are participating insurance plans for you to build up an education fund for your children. It also offers life insurance cover until your children reach age 100.


With HOPE Series, you can rest assured that you can have a sound financial foundation for your children’s education and at the same time, helping them to achieve their dreams and giving them a lifelong protection.


Highlights:

  1. Guaranteed education funding
  2. Double protection on life insurance coverage and continuous cash returns from children’s 18th birthday
  3. Dividend pay-out each year as additional cash rewards
  4. Special discounts for Sum Assured of HKD200,000/USD25,000 or above
  5. Multiple premium payment terms to meet different needs
  6. Enjoy peace of mind with rider benefits

The above information is a product summary only, please contact your Advisor for details. Please refer to the respective product brochure and Policy Document for details, including definitions, full terms and conditions, and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.



Download product brochure of HOPE Series.
View dividend philosophy.


Additional Rider benefits:

Owner Benefit upon Death / Owner Benefit upon Disability or Death is an optional rider benefit that you can add to your Sun Life insurance plan1.

With Owner Benefit upon Death / Owner Benefit upon Disability or Death, the premium of your Basic Plan and all attached rider benefits (including this one) will be waived2 as follows.


The premium will be waived if
Product Features Owner Benefit upon Death Owner Benefit upon Disability or Death
Initial Policy Owner3 passes away
Initial Policy Owner becomes totally disabled4

The premium will be waived until the child, as the insured who is the person protected under the Basic Plan, reaches 25 years of age, or the premium payment term of the Basic Plan and rider benefits (if any) comes to an end, whichever is earlier.

Remarks:

  1. These rider benefits can only be attached to designated basic plans (“Basic Plans”). Please contact your Advisor for details.
  2. The premium will only be waived until the Initial Policy Owner recovers from total disability.
  3. 3. The Initial Policy Owner is the owner of the Basic Plan at the time this rider benefit is issued.
  4. 4. The premium will be waived if the Initial Policy Owner becomes Totally Disabled before the age of 60. Totally Disabled means the Initial Policy Owner is: (i) continuously completely disabled for a period of no less than 6 consecutive months; (ii) continuously completely unable to carry on his/her own occupation in the first 2 years of disability and to carry on any occupation thereafter (for those who have no regular occupation, it means complete inability to carry on any occupation); and (iii) under the regular care and attendance of a doctor. Total and irrecoverable loss of sight in both eyes or loss of two limbs is automatically deemed as Totally Disabled. Please refer to the Policy Document for details.

The above information is a product summary only, please contact your Advisor for details. Please refer to the respective product leaflet and Policy Document for details including definitions, full terms and conditions, and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.


Download product leaflet of Owner Benefit upon Death / Owner Benefit upon Disability or Death

Hospital Income Benefit is an optional rider benefit that you can add to your Sun Life insurance plan1.
If you are hospitalized, this rider benefit provides fixed daily cash for up to 1,000 days per disability. Maximum benefit payable is up to HKD1,000,000/USD120,000. It also offers 3 plan levels to suit your budget.

Remark:

  1. This rider benefit can only be attached to designated basic plans. Please contact your Advisor for details.

The above information is a product summary only, please contact your Advisor for details. Please refer to the respective product leaflet and Policy Document for details including definitions, full terms and conditions, and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.


Download product leaflet of Hospital Income Benefit

Tender Care Benefit is an optional rider benefit of Sun Life insurance plan1.

This rider benefit reimburses medical expenses and gives you a special allowance if the insured, who is the child protected under the Basic Plan, is injured in an accident.

We will pay out a cash lump-sum upon the death or loss of a limb or sight of the insured due to an accident. The amount of Accidental Injury Benefit will be doubled if the insured is a passenger in a school bus or other public transport conveyance when an accident happens.


Remark:

  1. This rider benefit can only be attached to designated basic plans (“Basic Plans”) . Please contact your Advisor for details.

The above information is a product summary only, please contact your Advisor for details. Please refer to the respective product leaflet and Policy Document for details including definitions, full terms and conditions, and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.


Download product leaflet of Tender Care Benefit

Child Accident and Illness Benefits is an optional rider benefit of Sun Life insurance plan1.

If the insured, who is the child protected under the Basic Plan, suffers from Critical Conditions covered under this rider benefit or in the event of death, loss of one limb, sight or suffer from major burns due to an accident, we will pay a cash lump-sum to help you manage your financial needs.


Remark:

  1. This rider benefit can only be attached to designated basic plans (“Basic Plans”). Please contact your Advisor for details.

The above information is a product summary only, please contact your Advisor for details. Please refer to the respective product leaflet and Policy Document for details including definitions, full terms and conditions, and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.


Download product leaflet of Child Accident & Illness Benefits

Living Master Benefit / Living Master Extra Benefit is an optional rider benefit that you can add to your Sun Life insurance plan1.
If the insured, who is the person protected under the Basic Plan, is diagnosed with any one of the 48 designated critical illnesses, a lump-sum payment equivalent to 100% of the benefit amount will be paid. In addition, you can enjoy a peace of mind with the extra coverage from Recurring Benefit, Life Stage Benefit, and Value-added Benefit.


You can also attach the optional rider benefit, Multi Protection Benefit to have more comprehensive critical illness protection with the multiple critical illness claims.


Remark:

  1. This rider benefit can only be attached to designated basic plans(“Basic Plans”). Please contact your Advisor for details.

The above information is a product summary only, please contact your Advisor for details. Please refer to the respective product leaflet and Policy Document for details, including definitions, full terms and conditions, and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.


Download product leaflet of Living Master Benefit / Living Master Extra Benefit


Question? Request to talk to an advisor

You will be entitled to Starbucks Gift Certificate (valued at HK$25) if successfully completes a financial health check, which refers to submission of a Sun Life’s financial needs analysis (iPad FNA App) via Sun Life advisor (subject to terms and conditions).

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