Prosperity offers you a true lifelong protection with stable returns and upside potential, allowing you and your family to maintain a quality lifestyle. It also offers flexible protection options and premium payment arrangements that tailor to your financial situation.


  1. Guaranteed lifelong protection without limiting the protection period
  2. Grow your wealth with non-guaranteed Reversionary Bonus and one-time Terminal Bonus1
  3. A choice of 2 plans – Prosperity 80 and Prosperity 100 offers you different protection levels to meet your evolving needs both now and in the future
  4. With 6 underwriting classes, you will be rewarded with a lower premium if you lead a healthier lifestyle
  5. No medical check-up is required for the policy within the non-medical underwriting limit2, allowing for a more streamlined and hassle-free application
  6. Emergency relief anytime, anywhere with our free Worldwide Emergency Assistance Benefit3


  1. The Reversionary Bonus and Terminal Bonus are non-guaranteed and are determined in accordance with the rules set out by Sun Life Hong Kong Limited (“Sun Life”) from time to time. The Reversionary Bonus and Terminal Bonus may vary based on the performance of a number of experience factors, with the investment return normally being the main determinant. Other factors include, but not limited to, claim experience, policy expenses, taxes, and policy owner termination experience.
  2. Non-medical underwriting limit is subject to the then current underwriting rules.
  3. The Worldwide Emergency Assistance Benefit is provided by a third party company, Inter Partner Assistance Hong Kong Limited. The benefit is not guaranteed to be renewable. Please refer to a sample endorsement, which will be provided upon request, for details including definitions, full terms and conditions, and exclusions.

The above information is a product summary only, please contact your Advisor for details. Please refer to the product brochure and sample Policy Document for details including definitions and full terms and conditions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

Download product brochure of Prosperity.

View bonus philosophy.

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You will be entitled to Starbucks Gift Certificate (valued at HK$25) if successfully completes a financial health check, which refers to submission of a Sun Life’s financial needs analysis (iPad FNA App) via Sun Life advisor (subject to terms and conditions).

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