How much will it cost for my child to study overseas?

It’s never too early or late to start savings for your child’s education! This calculator can help you understand your education spending based on your savings and needs. Please contact our advisor on how to achieve your education savings goal.

*The estimated education cost provided below is for reference only. It is based on the average annual tuiton fee of top tier universities and estimated living expenses of the countries. The estimated living expenses may not cater all individual needs and conditions. There is no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future.

Choose where you would like your child to go to school
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I’m not sure about the location yet
  • {{ eclocWithLocal }}
Annual Tuition Fee
HKD {{ formattedNumber(eccost) }}
Annual Living Expense
HKD {{ formattedNumber(eclivingExpense) }}
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Now we need to ask a few important questions:
How much have you saved for {{ ecname }} so far?
Existing saving should be less than HKD 999,999
Existing saving should be larger than HKD 0
Expected annual return should be less than 10%
Expected annual return should be larger than 0%
Your expected monthly saving should be larger than HKD 0
Your expected monthly saving should be less than HKD 20,000
In {{ ecsavingperiod }} Years your child
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Can be studying in
  • {{ eclocWithLocal }}
To earn a
Annual Tuition Fee: HKD {{ formattedNumber(eccost) }}
Annual Living Expenses: HKD {{ formattedNumber(eclivingExpense) }}
Estimated cost of education
HKD {{ formattedNumber(ecfundneed) }}
HKD {{ formattedNumber(ecprojectedsaving) }}
Your projected savings in {{ ecsavingperiod }} years
(${{ formattedNumber(ecsaving) }}, {{ ecrate }}% rate of return)
HKD {{ formattedNumber(ecshortfall) }}
Estimated ShortFall
Here you are the countries where you can afford The more saving you have, the more choices of study destinations you get! There is {{ affordableCountries }} out of 9 countries you can afford. There are {{ affordableCountries }} out of 9 countries you can afford.
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HKD {{ formattedNumber(place.fundneed) }}
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Select a destination
  • ^The costs above project the approximate tuition fee and living expenses of 3 to 4 years in the according countries updated in July 2021, including a 5-year inflation expectation rate (4.1% per year) and average yield of HK (1.09% per year).
  • The estimated education cost provided above is for reference only. It is based on the average annual tuiton fee of top tier universities and estimated living expenses of the countries. The estimated living expenses may not cater all individual needs and conditions. There is no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future.