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SunCare Accident Protection Plan

SunCare Accident Protection Plan

SunCare Accident Protection Plan is a basic plan that provides benefits for your family should you have an accidental injury. With a modest premium, you can protect your loved ones from financial worries.

Highlights:

1. Comprehensive range of coverage

  • Accidental Death, Total Disability and Dismemberment
  • Accidental Medical Expenses
  • Accidental Hospitalization Allowance

2. Additional benefits

  • One premium1 for different occupational classes
  • Double Indemnity on Accidental Death, Total Disability and Dismemberment Benefit under specified conditions2
  • No-Claim Bonus3 up to 50% of your original sum Assured
  • Free Worldwide Emergency Assistance Benefits4

  1. Premium is level. Renewal of the plan and premium are not guaranteed.
  2. Under specified conditions, the benefit pay-out under Accidental Death, Total Disability and Dismemberment Benefit will be doubled. Please refer to the Policy Document for details of the specified conditions.
  3. If no claims are paid for 12 months before renewal, Sum Assured of the Accidental Death, Total Disability and Dismemberment Benefit will be increased by 10% (i.e. HKD50,000 if Sum Assured = HKD500,000 or HKD100,000 if Sum Assured = HKD1,000,000) every year subject to a maximum of 50% of original Sum Assured. Any accumulated No-Claim Bonus will be repealed once claim is raised and starts to accumulate from the next policy anniversary.
  4. The Worldwide Emergency Assistance Benefit is provided by a third party company, Inter Partner Assistance Hong Kong Limited. This benefit is not guaranteed to be renewable. Please refer to a sample endorsement, which will be provided upon request, for details including definitions, full terms and conditions, and exclusions.

The above information is a product summary only, please contact your Advisor for details. Please refer to the respective product brochure and Policy Document for details including definitions, full terms and conditions, and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

 

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