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Life is full of possibilities, but sometimes the unexpected happens. Stand-by-you is an accident protection plan that offers a wide variety of coverage and support with 4 levels of protection. By offering a wide spectrum of benefits that range from robust support for recovery to crucial financial assistance in the event of an accident, Stand-by-you empowers you to embrace life fully, knowing you're comprehensively protected against future’s unexpected turns.

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Highlights:

[First-in-market] 1 Recovery Treatment Subsidy

If recovery treatments such as physiotherapy, chiropractic, bone-setting, and acupuncture are required after an accident, the Recovery Treatment Subsidy can cover the remaining expenses up to a certain limit for non-surgery related recovery treatments.

Accidental Medical Expenses Benefit

Receive reimbursement for a wide range of accident-related medical expenses incurred within 365 days of an accident, providing you extra financial support for the unexpected events.

Continuous protection with tailored benefits for different stages of life

Tailored accident protection for different life stages, including three phases: childhood, adulthood, and senior years. This plan automatically transitions to the next life stage as you age to ensure continuous protection,  providing you with the coverage you need at every step of your life journey.

4 levels of protection options

This plan provides 4 levels of coverage, allowing you to select the level of protection that best suits your specific requirements and budget.

      

Limited Time Offers:

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Enjoy up to 25% premium rebate for Stand-by-you

From now to March 31, 2025

If you successfully apply for Stand-by-you, you will be entitled to up to 25% premium rebate on AFYP!

The offer is subject to terms and conditions. Details please download and refer to the promotion leaflet.

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  1. The feature’s “First-in-market” statement is based on a comparison with other personal accident insurance products for new Composite and Long-Term Businesses as identified in the Register of Authorized Insurers by Insurance Authority as of November 1, 2024.

The above information is a product summary only, please contact your Advisor for details. Please refer to the product brochure and sample Policy Document for details including definitions and full terms and conditions including product risks. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

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