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Savings Planning Calculator

How much savings would you like to start with?

HK$

How often do you manage to contribute savings regularly?

Monthly
Quaterly
Semi-annually
Annually

How much do you contribute to save per time?

HK$

How many years do you expect to contribute and accumulate?

6
7
8
9
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Your Total Savings

time-deposit

Bank time
deposit savings

low-risk

Conservative
target savings vehicles

saving

High return level
savings vehicles

aggresive

Aggressive return
savings vehicles

Bank general
savings

Bank time
deposit savings

Conservative
target savings vehicles

High return level
savings vehicles

Aggressive return
savings vehicles

Bright Ideas
  1. Be mindful whether investment strategies of savings products would provide a long term, sustainable and satisfactory return as expected, with a suitable level of risk. 
  2. When considering savings insurance products, you may check the expected return of savings products with guaranteed benefits and non-guaranteed benefits, and regularly review the actual illustrated return of non-guaranteed benefits in addition to the guaranteed benefits.
  3. Utilize compound interest and its rolling effect on long-term savings, and be mindful whether your savings has risk on foreign currency exchange rate. 
  4. Each savings product is expected to have different levels of risk and return characteristics, each will behave differently over time.

Limited Time Offer

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Stellar Multi-Currency Plan

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Benefit Term : To age 120 or 120 years since policy issue

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