Victory

Victory

Victory is a participating insurance plan that helps you achieve potentially high long-term asset growth at affordable premiums. The plan focus on establishing a legacy, help you carry forward the prosperity of your family generations after generations.

Highlights:

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Provides potentially high long-term wealth growth through the Guaranteed Cash Value, non-guaranteed Reversionary Bonus1 and Terminal Bonus1.

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Allows you to exercise Change of Coverage Option2 and Change of Insured Option2 according to your needs, giving you flexibility in legacy planning

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Premium Suspension Option3 for flexible contributions during difficult financial situations

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By opting to pay your full premium at policy issuance4 , you can get a head-start on your wealth accumulation journey with the optional Value Enhancer5

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Ensure your policy will endure beyond your lifetime by exercising the Designation of Contingent Policy Owner Option6

Limited Time Offer:

Victory Client Offer

Victory is a participating insurance plan that helps you achieve potential long-term asset growth at affordable premiums. The plan focuses on establishing a legacy and helping you to carry forward the prosperity of your family generations after generations.

From now until September 30, 2022, you may enjoy 5% premium rebate on AFYP of Victory upon your successful application. This offer is capped at HKD10,000 premium rebate for the same insured and policy owner. Act now to capitalize your wealth-growing!

The offer is subject to terms and conditions. Details please download and refer to the promotion leaflet.

 

Catch the limited time offer for HK$100 gourmet voucher and Comprehensive Eye Examination provided by OPTICAL 88*

By December 31, 2022,

1) Meet with one of our appointed advisors after submitting the enquiry form below and

2) Complete the eFNA

You will have the chance to receive 

  • A HK$100 gourmet voucher, and
  • A 45-minute Comprehensive Eye Examination at OPTICAL 88 Eye Examination Centre once for FREE*! By taking eye examinations regularly for early detection of eye disorders like colour vision deficiency, symptoms of diabetes and high cholesterol, and so on.

Meet up now

*Offer is subject to terms and conditions. First come, first served basis is applied.

The following terms and conditions apply to the offers (“Offers”) during September 8, 2022 to December 31, 2022, both days inclusive (“Promotion Period”). By participating in the Offers, the participants understand and expressly agree to be bound by these terms and conditions.

a. The gourmet voucher and Comprehensive Eye Examination are only available during the Promotion Period stated above. Participation outside the Promotion Period is not eligible.

b. The financial advisors of Sun Life Hong Kong Limited (“Sun Life”) are not eligible.

c. Participants need to complete all aforementioned steps in order to participate (“Eligible participants”).

d. The gourmet voucher is provided by Starbucks, ParknShop and foodpanda delivery platform; the redemption arrangement of Comprehensive Eye Examination would be notified by Sun Life’s financial advisors accordingly, the eye examination service is provided by OPTICAL 88; Sun Life is not the supplier of the gourmet voucher and Comprehensive Eye Examination (“Gifts”). Any enquiry or complaint for the quality related to the redemption and use of the Gifts should be directed to the relevant service provider or other third parties. Sun Life shall assume no liability in respect thereof. The service provider is solely responsible for all service offered to participants.

e. No transfer, assignment, cash redemption or substitution of Gifts by participants is permitted. Sun Life, may at its sole discretion, reserves the right to substitute the Gifts (or part of the Gifts) with an alternative Gift with the equal monetary value and/or specification.

f.  The redemption and use of the Gifts shall be subject to the terms of conditions of the voucher / service provider.

g.  If for any reason the Offers are not capable of running as planned, due to an event of force majeure or any other cause outside Sun Life reasonable control, Sun Life reserves the right, at its sole discretion, to cancel, terminate, modify, or suspend the Offers or relevant events without prior notice.

h. Gifts will be given out in a first come, first served basis, maximum 2,000 Eligible participants, each is entitled to enjoy once.

i.  Eligible participants will be contacted by email or SMS for gourmet voucher redemption within one month after participation upon the completion of all aforementioned steps. The Comprehensive Eye Examination fulfillment will be notified by the appointed agent when meet up.

j.  Sun Life reserves the right to amend the above terms and conditions without prior notice. In case of any dispute arising from this Offers, the decision of Sun Life shall be final and conclusive.

k. These terms and conditions are governed by the laws of Hong Kong.

  1. Reversionary Bonus and Terminal Bonus are non-guaranteed and are subject to change from time to time at Sun Life sole discretion. They may vary based on the performance of a number of experience factors, with the investment return normally being the main determinant. Other factors include, but not limited to, claim experience, policy expenses, taxes, and policy owner termination experience.
  2. The Change of Coverage Option and Change of Insured Option are subject to the prescribed conditions set out in the policy provisions. Please refer to sample policy provisions for details. All new insured(s) must have insurable interest with the existing policy owner at the time of change of coverage or change of insured which is subject to the prescribed conditions set out in the policy provisions, the then current administrative rules, underwriting rules, any other requirements, and the approval of Sun Life. If the benefit term is extended due to the change of insured or change or coverage, the amount of Guaranteed Cash Value beyond the original maturity date will not be less than the amount on the original maturity date before the change.
  3. The Premium Suspension Option is subject to the prescribed conditions set out in the policy provisions, the then current administrative rules, any other requirements, and the approval of Sun Life.
  4. Only applicable to 5 years premium payment term.
  5. Value Enhancer is a rider benefit attached to your policy if you opt to and prepay your full premium at policy issuance. The prepayment of premium will be credited to a Premium Deposit Fund and the annual premium due will be deducted from the Premium Deposit Fund at the beginning of the policy year. Under Value Enhancer, withdrawal from Premium Deposit Fund is not allowed. When you surrender your policy in full or partially, the remaining balance of Premium Deposit Fund at the time of policy surrender will be refunded accordingly, in proportional to the reduced Notional Amount.
  6. The Designation of Contingent Policy Owner Option is subject to the prescribed conditions set out in the policy provisions, the then current administrative rules, underwriting rules, any other requirements, and the approval of Sun Life.

The above information is a product summary only, please contact your Advisor for details. Please refer to the product brochure and sample Policy Document for details including definitions, full terms and conditions and exclusions including product risks. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

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