How much does it cost to study abroad?
Select the study destination
{{ displayCountries(place.name) }}
I’m not sure about the location yet
  • {{ eclocWithLocal }}
Annual Tuition Fee
HKD {{ formattedNumber(eccost) }}
Annual Living Expense
HKD {{ formattedNumber(eclivingExpense) }}
{{ eclocWithLocal }}
Now we need to ask a few important questions:
How much have you saved for {{ ecname }} so far?
Existing saving should be less than HKD 999,999
Existing saving should be larger than HKD 0
Expected annual return should be less than 10%
Expected annual return should be larger than 0%
Your expected monthly saving should be larger than HKD 0
Your expected monthly saving should be less than HKD 20,000
In {{ ecsavingperiod }} Years your child
{{ ecname }}
could be studying in
  • {{ eclocWithLocal }}
to get a
Annual Tuition Fee: HKD {{ formattedNumber(eccost) }}
Annual Living Expenses: HKD {{ formattedNumber(eclivingExpense) }}
Estimated cost of education
(including inflation expectation rate and average yield)
HKD {{ formattedNumber(ecfundneed) }}
HKD {{ formattedNumber(ecprojectedsaving) }}
Your projected savings in {{ ecsavingperiod }} years
(${{ formattedNumber(ecsaving) }}, {{ ecrate }}% rate of return)
HKD {{ formattedNumber(ecshortfall) }}
Estimated ShortFall
Additional amount I need to save
HKD {{ formattedNumber(staticmonthlysaving) }}
Per month (for {{ ecsavingperiod }} years)
Covers shortfall {{ coverShortfall }}%

Talk to Advisor to achieve your saving goal

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Here you are the countries where you can afford The more saving you have, the more choices of study destinations you get! There is {{ affordableCountries }} out of 9 countries you can afford. There are {{ affordableCountries }} out of 9 countries you can afford.
{{ displayCountries(place.name) }}
HKD {{ formattedNumber(place.fundneed) }}
{{ calEachFundValue(place) }}
Select a destination
How much more money can you save each month?
HKD {{ formattedNumber(userMonthlySaving) }}
Per month (in {{ ecsavingperiod }} years)
Scroll the bar to know how much you should save for your child’s ideal destinations!
There is {{ affordableCountries }} out of 8 countries
you can afford.
There are {{ affordableCountries }} out of 9 countries
you can afford.
  • ^The costs above project the approximate tuition fee and living expenses of 3 to 4 years in the according countries updated in July 2021, including a 5-year inflation expectation rate (4.1% per year) and average yield of HK (1.09% per year).
  • The estimated education cost provided above is for reference only. It is based on the average annual tuiton fee of top tier universities and estimated living expenses of the countries. The estimated living expenses may not cater all individual needs and conditions. There is no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future.

Click "Talk to Advisor" and submit the e-form(below) means it is agreed that your personal information including study location, relevant education budget result generated from calculator and contact number will be used by sun life, and transferred to our financial advisors to contact / follow up with you him/her by email,telephone, SMS or any type of electronic message.