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Sun Life Capital Guarantee Plan

The fund's investment objective is to preserve the capital of the assets and to seek a stable return to the fund investors. The long-term investment strategy would include equities, fixed income securities and cash with a range of 0% to 33%, 67% to 100% and 0% to 10% respectively.

Sun Life Capital Guarantee Fund is a managed fund that guarantees the declared rate will not be less than 0% per annum on the total contributions, less any withdrawals and other applicable charges and fees received for the period of ten years from the commencement date of the participation in the fund. Such guarantee shall remain unchanged until the expiry of such period of ten years or the termination of this fund, whichever is the earlier. The guarantor is Sun Life Hong Kong Limited (“Sun Life”). In case there is any shortfall, Sun Life will make up this over the first ten policy years.

After ten years from the commencement date of the participation in the fund, unless Sun Life decides otherwise, the guarantee will lapse.

The guarantee is subject to qualifying conditions. You should read the Explanatory Memorandum of the Plan for further details including product features, fees and charges and risk factors (set out in section 3 headed “INVESTMENT RISKS AND RISK FACTORS”). 

Please refer to the Fund Fact Sheet for further detail, including the latest declared rate.


Investment involves risk and past performance information presented is not indicative of future performance.

For further details including the features of the Capital Guarantee Fund, please refer to the details in the Explanatory Memorandum of the Plan. Please refer to the latest offering documents of the underlying funds. If you are in doubt about the meaning or effect of the contents of the Explanatory Memorandum and the offering document of each underlying fund, you should seek professional advice.

Issued by Sun Life Hong Kong Limited (Incorporated in Bermuda with limited liability)