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Stellar Multi-Currency Plan is a participating insurance plan that enables you to accumulate savings and pass down your wealth through generations, with flexible policy options for unlimited change of insured and coverage should you have the need, and multi-currency features that let you easily adapt your plan to life’s unexpected changes.
refers to Environmental,
which covers areas such as climate change, resource scarcity and environmental pollution.
refers to Social,
which focuses on topics like labour issues, public health and cyber security.
refers to Governance,
which is about factors such as board diversity, structure and company policies.
Broadly speaking, ESG is a tool to analyze sustainability of a company. You can expect a more sustainable return and lower risk from companies with outstanding ESG rating. For those companies with higher ESG rating, it is expected to expose to a lower potential risk resulting from incidents such as worker strikes, litigation and negative publicity, which may cause lower future returns. As such, monitoring such ESG rating of an investment can probably led to better risk-adjusted return. ESG rating can be regarded as intangible assets of a responsible company such as Sun Life and it is an important indicator of our commitment on sustainable development.
From now to November 30, 2023
If you successfully apply for Stellar Multi-Currency Plan with designated AFYP requirement, you will be entitled up to 86% premium rebate of AFYP!
The offer is subject to terms and conditions. Details please download and refer to the promotion leaflet.
The above information is a product summary only, please contact your Advisor for details. Please refer to the product brochure and sample Policy Document for details including definitions and full terms and conditions including product risks. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.