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SunHealth Medical Premier

SunHealth Medical Premier is a richly featured medical plan offering you full reimbursement for major medical expenses, including hospitalization and surgical expenses1 in a hospital Standard Private Room2 for peaceful recuperation. There are 3 geographical coverage options namely Worldwide, Worldwide excluding the US3 and Asia4, with varying Annual Limit and Lifetime Limit to best fit your lifestyle. With medical assistance that spans the globe through our extensive high-quality medical network, you can rest assured knowing your comprehensive medical protection travels with you, wherever you go.

SunHealth Medical Premier is available as basic plan or rider benefit attached to designated basic plan(s). 


  1. Full hospitalization and surgical expenses coverage1 in a Standard Private Room up to HKD20 million/USD2.5 million per year with no limit on confinement hours
  2. Guaranteed renewal to age 1005 regardless of any change in your health condition and easy application process
  3. Cashless arrangement6 during hospitalization to focus on getting your health back
  4. Global network of hospitals and clinics with Value-added Services7 for ultimate convenience
  5. 4 different Annual Deductible options
  6. Supporting you with Cover You More Benefit and CompanionCare Benefit if unfortunately diagnosed with a designated critical illness8

  1. These benefits are subject to an Annual Deductible, an Annual Limit, and a Lifetime Limit. Please refer to the Policy Document and Schedule of Benefits for details.
  2. Standard Private Room means a standard single occupancy room with a private bathroom in a hospital other than a suite/VIP/deluxe room of a hospital or a similarly classed room.
  3. Worldwide excluding the US means anywhere in the world excluding the United States of America.
  4. Asia means Afghanistan, Australia, Bangladesh, Bhutan, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Kazakhstan, Kyrgyzstan, Laos, Macau, Malaysia, Maldives, Mongolia, Myanmar, Nepal, New Zealand, North Korea, Pakistan, the Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Tajikistan, Thailand, Timor-Leste, Turkmenistan, Uzbekistan, and Vietnam.
  5. The renewal of this policy is guaranteed provided this plan is continually offered by Sun Life Hong Kong Limited ("Sun Life").
  6. Pre-approval is required for this arrangement. Approval for this benefit is subject to the terms and conditions of the relevant policy provisions and the acceptance of the Letter of Guarantee (LoG) by the designated hospitals. The giving of the LoG or subsequent LoG from Sun Life or our designated medical service providers shall not be deemed as admission of our liability to pay and/or reimburse the policy owner under the policy or a waiver of any breach of the terms and conditions of the policy. You may need to settle your deductible and the shortfall of your medical bill. Please refer to the Policyholder User Guide for pre-approval procedures.
  7. The Value-added Services are provided by third-party service provider and are not guaranteed to be renewable. Please refer to Quick Guide to Sun Life Value-added Services for more details. Sun Life are not responsible for any act, negligence or failure to act on the part of the designated third-party service provider. Sun Life will not be liable for any loss or damage, costs or other expenses whatsoever and howsoever, directly or indirectly, caused by, arising from or in connection with the services.
  8. Please refer to the Policy Document regarding definitions of designated critical illnesses.

The above information is a product summary only, please contact your Advisor for details. Please refer to the respective product brochure and Policy Document for details including definitions, full terms and conditions, and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.


24-Hour Service Hotline for Value-added Services: (852) 3002 0816

Worldwide Emergency Assistance Hotline: (852) 2862 0134

China Toll Free No.: 400 616 0151

Get a Quote:

I am years old
I would like to choose annual deductible option
Quote Result
HKDXXX / annual
HKD60M Lifetime Limit
HKD20M Annual Limit
Cover worldwide area
Worldwide exclude the US
HKDXXX / annual
HKD45M Lifetime Limit
HKD15M Annual Limit
Cover worldwide area excluding the US
HKDXXX / annual
HKD30M Lifetime Limit
HKD10M Annual Limit
Cover Asia including Australia & New Zealand
The above information is a product summary only, and the indicated premium is for illustration purpose only, please contact your Advisor for details. Please refer to a sample Policy Document, which will be provided upon request, for details including definitions, full terms and conditions, and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

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