When you change jobs, there are three options to handle your MPF accounts under the original scheme. You can:
- Transfer your MPF accrued benefits to a newly set-up personal account in a scheme of your own choice for continuous investment;
- Keep your MPF accrued benefits in a personal account in the original scheme for continuous investment; or
- Transfer your MPF accrued benefits to your contribution account in the scheme provided by your new employer
According to the regulations, if the trustee of your original scheme does not receive your instructions for handling the accrued benefits within three months after receiving the termination of employment notice, the accrued benefits will automatically be transferred to a personal account under the original scheme for continuous investment within the next 30 days.