Hospital Income Insurance Plan

Hospital Income Insurance Plan

Hospital Income Insurance Plan provides you daily hospital income for covering your medical, household or other expense with a modest premium, allowing you to focus more time on family and recovery.

Hospital Income Insurance Plan is available as basic plan or rider benefit attached to designated basic plan(s). 


  1. A steady stream of income that pays out a fixed daily cash for up to 1,000 days per disability1
  2. 3 plan levels to best suit your budget and needs

Limited Time Offer:

Hospital Income Insurance Plan Client Offer

From now until June 30, 2022, if you successfully apply Hospital Income Insurance Plan and purchase Sun Life VHIS product, you will be entitled to 2-month premium rebate!

The offer is subject to terms and conditions. More offers are waiting for you. Details please download and refer to the promotion leaflet.

Catch the limited time offer for HKD100 voucher*

Meet with one of our advisors, use Retirement Calculator to understand retirement saving goals and shortfall. Then complete the eFNA before March 31, 2022 for a HKD100 voucher*!

Meet up now

*Offer is subject to terms and conditions. 

The following terms and conditions apply to the offers (“Offers”). By participating in the Offers, the participants understand and expressly agree to be bound by these terms and conditions

a. The Offers are only available during the respective offer periods stated above.

Participation outside the offer periods is not eligible.

b. The employees of Sun Life are eligible to participate.

c. The financial advisors of Sun Life are not eligible to participate

d. Participants need to complete all aforementioned steps in order to participate.

e. No transfer, assignment, cash redemption or substitution by participants is permitted. Sun Life, may at its sole discretion, reserves the right to substitute the voucher (or part of the voucher) with an alternative gift with the equal monetary value and/or specification.

f. Sun Life is not the supplier of the voucher. Any enquiry or complaint for the quality related to the e-coupon or service provided should be directed to the relevant service provider or other third parties. Sun Life shall assume no liability in respect thereof. The service provider is solely responsible for all service offered to participants.

g. The use of the voucher shall be subject to the terms of conditions of the voucher / service provider.

h. If for any reason the Offers are not capable of running as planned, due to an event of force majeure or any other cause outside Sun Life reasonable control, Sun Life reserves the right, at its sole discretion, to cancel, terminate, modify, or suspend the Offers without prior notice.

i. Voucher will be given out in a first-come-first-serve basis, maximum 1,000 eligible participants.

j. Participants will be contacted by email or SMS for voucher redemption within 1 month after participation upon the completion of all aforementioned steps.

k. Sun Life reserves the right to amend the above terms and conditions without prior notice. In case of any dispute arising from this Campaign, the decision of Sun Life shall be final and conclusive.

  1. The Hospital Income Benefit will be paid by Sun Life Hong Kong Limited for each day which the insured is confined as an in-patient and is charged for daily room and board services by hospital. If the insured is admitted to the hospital more than 90 days after discharge due to the same illness or disability, you can make a new claim.

Contact an advisor for a meeting today!

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