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Ruby Endowment Plan 3/8

Ruby Endowment Plan 3/8 is a Renminbi-denominated savings plan that provides you not only a guaranteed return at maturity but also life protection1.


  1. Guaranteed annualized return up to 2.61%2
  2. Start your plan with annual premium payment as low as RMB20,000
  3. Simplified underwriting
  4. A Death Benefit for your family should the worst happen
  5. Emergency relief anytime, anywhere with our free Worldwide Emergency Assistance Benefit3

  1. The availability of this plan is limited and Sun Life Hong Kong Limited may close this plan without prior notice.
  2. It is calculated based on the annual premium of RMB97,945 or above.
  3. The Worldwide Emergency Assistance Benefit is provided by a third-party service provider. This benefit is not guaranteed to be renewable. Please refer to a sample endorsement, which will be provided upon request, for details including definitions, full terms and conditions, and exclusions.

The above information is a product summary only, please contact your Advisor for details. Please refer to the respective product brochure and Policy Document for details, including definitions, full terms and conditions, and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

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