It is a ready-made investment arrangement mainly designed for those members who are not interested or do not wish to make a fund selection, and is also available as an investment choice itself, for members who find it suitable for their own circumstances.
Sun Life Rainbow MPF Scheme
Sun Life Financial aims to serve the workforce in Hong Kong by providing comprehensive financial solutions for their retirement. To accomplish this long term goal, Sun Life Rainbow MPF Scheme (the “Scheme”) is specifically designed to meet different needs of Hong Kong employers, their employees and self-employed persons by providing one-stop services on pensions scheme management, including trustee and investment management.
Default Investment Strategy (DIS)
Fund Cruiser
To assist members in making decisions relating to the investments of their contributions, the Scheme offers an automatic fund allocation programme, called the Fund Cruiser. This programme adopts pre-determined fund allocations dependent upon a member’s age.
MPF fund prices & performance
Check Sun Life Hong Kong's MPF fund prices and performances to make suitable adjustments on your investment.
MPF solutions
Personal Account
Sun Life’s personal accounts consolidation services support you to better centralize the management of the MPF you have accumulated from past jobs.
Tax Deductible Voluntary Contributions (TVC)
Open your Sun Life MPF TVC account and make TVC contributions to get tax deductions of up to HKD 60,000* per year.
* This is the maximum concession amount in the year of assessment 2024/2025
Special Private Account (SPA)
It is tailored to help you plan for your retirement at the MPF platform. It has many flexible product features.
Employee Choice Arrangement (ECA)
This allows employees to transfer your accrued benefits derived from employee mandatory contribution under your current employment to a scheme of their choice.
Useful Tools
Client e-newsletter
Regularly issues that cover comprehensive contents including market news, MPF scheme update, useful tools and investment education corner.
Investment education
To enhance our members in investment education, Sun Life Asset (HK) Management Limited produces Macro Observation Video, Market Navigator, and other materials on a quarterly or monthly basis.
MyMPFChoice.com
A free platform for you to compare the performance of different MPF constituent funds.
Multi-manager Investment Approach (Cantonese Only)
Higher flexibility on asset allocation under Multi-manager approach
3 Key Reasons of Investment Loss (Cantonese Only)
Review and find out the reasons behind when you encounter MPF investment loss
MPF Accounts Consolidation (Cantonese Only)
Save your time by consolidating multiple MPF accounts.
First Contribution Calculator
This calculator can only be used to determine the first contribution amount for employees (except casual employees) aged between 18 to 65.
Investment Risk Assessment
Before getting started on building your investment plan for retirement, you need to identify the level of risk you’re willing to take when investing.
Retirement Savings Calculator
Use our retirement savings calculator to see how much you will need to Save for retirement.
Manage your MPF digitally at ease
To facilitate you managing your MPF in a hassle-free way, Sun Life MPF provides you different digital tools
MPF FAQs
Have you faced problems when managing MPF account? Our FAQ page may give you an answer.
eMPF Platform
The eMPF Platform is built and operated by the eMPF Platform Company Limited.
Forms & Publications
Are you looking for MPF scheme-related materials, MPF online forms and smart-fillable forms?
Directory of trustee and other service providers of the Scheme
Sun Life Rainbow MPF Scheme
Sun Life Trustee MPF Hotline: (852) 3183 1888
Speak to our Customer Service Representative:
- Monday to Friday: 9:00am – 6:00pm
- Closed on Saturday, Sunday and Public Holidays
24-hour MPF WhatsApp Service*: (852) 3183 2688
*Live chat support with CS officer is only available during designated office hours
Monday to Friday 9:00 am to 6:00 pm
Closed on Saturday, Sunday and Public Holidays
Trustee
Sun Life Trustee Company Limited
16th Floor, MU Tower A,
No. 18 Hung Luen Road, Hung Hom, Kowloon, Hong Kong
System Operator
eMPF Platform Company Limited
Hong Kong Island:
Unit 601B, 6/F, Dah Sing Financial Centre, No. 248 Queen's Road East,
Wanchai, Hong Kong
Kowloon:
Suites 1205-6, 12/F, Chinachem Golden Plaza, No. 77 Mody Road,
Tsim Sha Tsui East, Kowloon
New Territories:
Suite 1802A, 18/F, Tower 2, Nina Tower, No. 8 Yeung Uk Road,
Tsuen Wan, New Territories
MPF scheme provider
Sun Life Hong Kong Limited
16th Floor, MU Tower A,
No. 18 Hung Luen Road, Hung Hom, Kowloon, Hong Kong
Investment Manager
Sun Life Asset Management (HK) Limited
16th Floor, MU Tower A,
No. 18 Hung Luen Road, Hung Hom, Kowloon, Hong Kong
Disclaimer
Investment involves risks and past performance is not indicative of future performance. Investment return may rise as well as fall due to market condition and currency movement which may affect the value of investments. The value of units may vary due to changes in exchange rates between currencies. Emerging markets may involve a higher degree of risk than in developed markets and are usually more sensitive to price movements.
The return of Sun Life MPF RMB and HKD Fund may be adversely affected by movements in RMB exchange rates as well as foreign exchange controls and repatriation restrictions imposed by the Chinese government as the fund invests part of its assets in RMB denominated money market and debt instruments.
Issued by Sun Life Hong Kong Limited (Incorporated in Bermuda with limited liability)
