Group Life Insurance

Some of the key features of our tailor-made plans are:

• Comprehensive choice of cover for Life Insurance, Accidental Death and Dismemberment Benefit, and Permanent Total Disability Benefit
• Flexible combination of the above benefits to cater for your employees’ specific jobs
• Flexible choice of benefit – you may choose a fixed amount or simply a multiple of your employees’ monthly salary
• Simple application process – use one application form for all employees, and no supporting identification documents are required
• No medical underwriting or questions for groups of 6 or more employees under a specific sum insured amount
• No exclusions for death benefit

In addition, our tailored plans also provide the following benefits:

• Life Insurance
• Optional Accidental Death Benefit
• Optional Accidental Death and Dismemberment Benefits
• Optional Permanent Total Disability Benefit
• Optional Critical Illness Benefit
• Optional Terminal Illness Benefit

• Quote your Group Life Policy Number in all your correspondence to us.
• The employee's Hong Kong Identity Card Number will be used as the certificate/reference number of the member/insured under the Group Life Policy.
• Advise us any enrolment/changes of your employee records whose coverage are over the Non-Medical Limit.
• Verify all the invoices and statements and advise us at once whenever discrepancies are found.
• Send us the premium due within fourteen (14) days upon receipt of our invoice, claim payments may be delayed or suspended if premium due is not settled promptly.
• Submit all the claims to us, using the appropriate claim forms together with the related documents, through your Personnel Department or the authorized personnel.