SunHealth LovePromise

SunHealth LovePromise

As a parent, one of the worst fears you could have is illness in the family, particularly if it involves your child(ren) or yourself as the major income earner. On top of the physical and emotional toll they take, juvenile or critical illnesses can result in a heavy financial strain that, in many cases, lasts long into the future.

To ensure that you and your loved ones are well taken care of, SunHealth LovePromise offers a comprehensive level of protection featuring all-rounded and innovative benefits for your family against critical illnesses. 

Highlights:
 

  1. The most comprehensive juvenile illness coverage1 in the market to relieve undue stress on your family in crucial times
    • Covers 32 juvenile illnesses across Congenital Disorders, Mental and Developmental Disorders, Respiratory Disorders, Accidental Disorders, and Infectious Disorders 
       
  2. The first-in-the-market cancer benefits1 for your family against cancer
    • Family Protection Enhancer Benefit provides extra cancer coverage on the linked child’s policy should a parent be diagnosed with cancer
    • Extra Benefit for Designated Cancers provides extra benefits upon the diagnosis of designated cancers including Leukaemia, Lymphoma, Cancer on Brain or Cancer on Bone
    • Prime-Age Cancer Benefit provides extra financial support if the insured is unfortunately diagnosed with cancer in his/her prime-age
       
  3. Innovative SafetyNet Protector Benefit to help you fight against unknown diseases

  4. Waiver of future premiums if the insured is battling the illness or if the insured’s parent/spouse unfortunately passes away

  5. Potential maximum coverage of up to 1072.5% of the Original Sum Assured

Limited Time Offer:

SunHealth LovePromise Client Offer

From now until June 30, 2022, if you successfully apply for SunHealth LovePromise with designated payment term, paid in annual payment mode, and have such policy issued by August 31, 2022, you will be entitled to up to 20% premium rebate of Annualized First Year Premium (“AFYP”)!

Furthermore, your SunHealth LovePromise will be entitled to an extra 3% premium rebate, i.e. a total of up to 23% premium rebate on AFYP if you fulfill the above requirements and apply for WeHealth Preferred or WeHealth Prestige with the same policy owner on or before June 30, 2022 and have both policies issued by August 31, 2022!

The offer is subject to terms and conditions. Details please download and refer to the promotion leaflet.

Catch the limited time offer for HKD100 voucher*

Meet with one of our advisors, use Retirement Calculator to understand retirement saving goals and shortfall. Then complete the eFNA before September 30, 2022 for a HKD100 voucher*!

Meet up now

*Offer is subject to terms and conditions. 

The following terms and conditions apply to the offers (“Offers”). By participating in the Offers, the participants understand and expressly agree to be bound by these terms and conditions

a. The Offers are only available during the respective offer periods stated above.

Participation outside the offer periods is not eligible.

b. The employees of Sun Life are eligible to participate.

c. The financial advisors of Sun Life are not eligible to participate

d. Participants need to complete all aforementioned steps in order to participate.

e. No transfer, assignment, cash redemption or substitution by participants is permitted. Sun Life, may at its sole discretion, reserves the right to substitute the voucher (or part of the voucher) with an alternative gift with the equal monetary value and/or specification.

f. Sun Life is not the supplier of the voucher. Any enquiry or complaint for the quality related to the e-coupon or service provided should be directed to the relevant service provider or other third parties. Sun Life shall assume no liability in respect thereof. The service provider is solely responsible for all service offered to participants.

g. The use of the voucher shall be subject to the terms of conditions of the voucher / service provider.

h. If for any reason the Offers are not capable of running as planned, due to an event of force majeure or any other cause outside Sun Life reasonable control, Sun Life reserves the right, at its sole discretion, to cancel, terminate, modify, or suspend the Offers without prior notice.

i. Voucher will be given out in a first-come-first-serve basis, maximum 1,000 eligible participants.

j. Participants will be contacted by email or SMS for voucher redemption within 1 month after participation upon the completion of all aforementioned steps.

k. Sun Life reserves the right to amend the above terms and conditions without prior notice. In case of any dispute arising from this Campaign, the decision of Sun Life shall be final and conclusive.

  1. This is based on market conditions as of January 2022 and comparison among other critical illness plans for new Composite and Long Term Businesses as defined by the Insurance Authority in the Register of Authorized Insurers.

The above information is a product summary only, please contact your Advisor for details. Please refer to the product brochure and sample Policy Document for details including definitions, full terms and conditions, and exclusions including product risks. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

Additional rider benefits:

Accident Benefit is an optional rider benefit that you can add to your Sun Life insurance plan1.

 

In the unfortunate event due to an accident that the insured, who is the person protected under the Basic Plan, passes away, a lump-sum payment on top of the Basic Plan coverage will be paid to the beneficiaries. The amount of Weekly Indemnity Benefit and Accidental Injury and Total Disability Benefit will be doubled if the insured is a passenger in a public transport conveyance over an established land route or in an elevator for passenger (elevators in mines and construction sites are excluded) when an accident occurs, or in a burning theatre, hotel or other public building before a fire starts.

 

If no claims are paid for 12 months before renewal, the amount of Accidental Injury and Total Disability Benefit will be topped up by 10%, accumulate to a maximum of 50% of the original Sum Assured.

 

Remark:

  1. This rider benefit can only be attached to designated basic plans (“Basic Plans”) . Please contact your Advisor for details.

 

The above information is a product summary only, please contact your Advisor for details. Please refer to the respective product leaflet and Policy Document for details including definitions, full terms and conditions, key product risk and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

 

Download product leaflet of Accident Benefit

Accidental Death & Disability Plus Benefit is an optional rider benefit that you can add to your Sun Life insurance plan1. This rider benefit gives you a lump-sum payment in the event of total disability, dismemberment or loss of sight, hearing or speech of the insured, who is the person protected under the Basic Plan. Also, in the unfortunate event due to accident that the insured passes away, a lump-sum payment of 100% of the sum assured will be paid to the beneficiaries to support and help them manage their financial needs. 

 

Remark:

  1. This rider benefit can only be attached to designated basic plans (“Basic Plans”). Please contact your Advisor for details.

 

The above information is a product summary only, please contact your Advisor for details. Please refer to the respective product leaflet and Policy Document for details including definitions, full terms and conditions, key product risk and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

 

Download product leaflet of Accidental Death & Disability Plus Benefit

For more information, please visit Hospital Income Insurance Plan 

One Year Term Benefit/ Five Year Term Benefit is an optional rider benefit offering essential life protection at an affordable premium. It is guaranteed to be renewable up to age 80, giving you peace of mind. You have the option of converting all or part of the Sum Assured of the One Year Term Benefit/ Five Year Term Benefit into a whole-life basic plan with the same or lower Sum Assured to enhance your flexibility to allocate your resources when other obligations arise.

In an unfortunate event that the insured, who is the person, covered under this policy, passes away; a Death Benefit will be paid to the beneficiaries in a lump sum to help them manage their financial needs. Once the Death Benefit has been paid out, the policy will be terminated.

 

Remark:

  1. These rider benefits can only be attached to designated basic plans. Please contact your Advisor for details.

The above information is a product summary only, please contact your Advisor for details. Please refer to the respective product leaflet and Policy Document for details including definitions, full terms and conditions, key product risk and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

 

Download product leaflet of One Year Term Benefit/Five Year Term Benefit

For more information, please visit SunHealth Medical Care

Tender Care Benefit is an optional rider benefit of Sun Life insurance plan1.

This rider benefit reimburses medical expenses and gives you a special allowance if the insured, who is the child protected under the Basic Plan, is injured in an accident.

 

We will pay out a cash lump-sum upon the death or loss of a limb or sight of the insured due to an accident. The amount of Accidental Injury Benefit will be doubled if the insured is a passenger in a school bus or other public transport conveyance when an accident happens.

 

Remark:

  1. This rider benefit can only be attached to designated basic plans (“Basic Plans”) . Please contact your Advisor for details.

 

The above information is a product summary only, please contact your Advisor for details. Please refer to the respective product leaflet and Policy Document for details including definitions, full terms and conditions, key product risk and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

 

Download product leaflet of Tender Care Benefit

Total Disability Benefit is optional rider benefit that you can add to your Sun Life insurance plan1.

With Total Disability Benefit, the future premium of the Basic Plan and all eligible rider benefits2 attached will be waived3 in the unfortunate event that the insured, who is the person protected under Total Disability Benefit, becomes Totally Disabled4 before the age of 60. The premium waiver will continue as long as the insured remains Totally Disabled. That way, you can continue to have protection and benefits under your Basic Plan without having to pay the premium while you’re unable to work.

 

Remarks:

  1. These rider benefit can only be attached to designated basic plans (“Basic Plans”). Please contact your Advisor for details.
  2. Please contact your Advisor for eligible rider benefits.
  3. If the insured recovers from Total Disability, the premium waiver will end.
  4. Totally Disabled means that the insured is (i) continuously disabled for a period of no less than 6 consecutive months; (ii) continuously unable to carry on his/her own occupation in the first 2 years of disability and to carry on any occupation thereafter (for those who have no regular occupation, it means complete inability to carry on any occupation); and (iii) under the regular care and attendance of a doctor. Total and irrecoverable loss of sight in both eyes or loss of two limbs is automatically deemed as Totally Disabled. Please refer to the Policy Document for details.

 

The above information is a product summary only, please contact your Advisor for details. Please refer to the respective product leaflet and Policy Document for details including definitions, full terms and conditions, key product risk and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

 

Download product leaflet of Total Disability Benefit

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