SunHealth LovePromise

SunHealth LovePromise

As a parent, one of the worst fears you could have is illness in the family, particularly if it involves your child(ren) or yourself as the major income earner. On top of the physical and emotional toll they take, juvenile or critical illnesses can result in a heavy financial strain that, in many cases, lasts long into the future.

To ensure that you and your loved ones are well taken care of, SunHealth LovePromise offers a comprehensive level of protection featuring all-rounded and innovative benefits for your family against critical illnesses. 

Highlights:
 

  1. The most comprehensive juvenile illness coverage1 in the market to relieve undue stress on your family in crucial times
    • Covers 32 juvenile illnesses across Congenital Disorders, Mental and Developmental Disorders, Respiratory Disorders, Accidental Disorders, and Infectious Disorders 
       
  2. The first-in-the-market cancer benefits1 for your family against cancer
    • Family Protection Enhancer Benefit provides extra cancer coverage on the linked child’s policy should a parent be diagnosed with cancer
    • Extra Benefit for Designated Cancers provides extra benefits upon the diagnosis of designated cancers including Leukaemia, Lymphoma, Cancer on Brain or Cancer on Bone
    • Prime-Age Cancer Benefit provides extra financial support if the insured is unfortunately diagnosed with cancer in his/her prime-age
       
  3. Innovative SafetyNet Protector Benefit to help you fight against unknown diseases

  4. Waiver of future premiums if the insured is battling the illness or if the insured’s parent/spouse unfortunately passes away

  5. Potential maximum coverage of up to 1072.5% of the Original Sum Assured

Limited Time Offer:

SunHealth LovePromise

SunHealth LovePromise Client Offer

From now until September 30, 2022, if you successfully apply for SunHealth LovePromise with designated payment term, paid in annual payment mode, and have such policy issued by November 30, 2022, you will be entitled to up to 20% premium rebate of Annualized First Year Premium (“AFYP”)!

If you are our Selected Sun Life Client, you will be enjoying an extra 3% premium rebate, i.e. a total of up to 23% premium rebate of AFYP by providing your account information in the “Selected Sun Life Clients Form”.

The offer is subject to terms and conditions. Details please download and refer to the promotion leaflet.

Catch the limited time offer for HK$100 gourmet voucher and Comprehensive Eye Examination provided by OPTICAL 88*

By December 31, 2022,

1) Meet with one of our appointed advisors after submitting the enquiry form below and

2) Complete the eFNA

You will have the chance to receive 

  • A HK$100 gourmet voucher, and
  • A 45-minute Comprehensive Eye Examination at OPTICAL 88 Eye Examination Centre once for FREE*! By taking eye examinations regularly for early detection of eye disorders like colour vision deficiency, symptoms of diabetes and high cholesterol, and so on.

Meet up now

*Offer is subject to terms and conditions. First come, first served basis is applied.

The following terms and conditions apply to the offers (“Offers”) during September 8, 2022 to December 31, 2022, both days inclusive (“Promotion Period”). By participating in the Offers, the participants understand and expressly agree to be bound by these terms and conditions.

a. The gourmet voucher and Comprehensive Eye Examination are only available during the Promotion Period stated above. Participation outside the Promotion Period is not eligible.

b. The financial advisors of Sun Life Hong Kong Limited (“Sun Life”) are not eligible.

c. Participants need to complete all aforementioned steps in order to participate (“Eligible participants”).

d. The gourmet voucher is provided by Starbucks, ParknShop and foodpanda delivery platform; the redemption arrangement of Comprehensive Eye Examination would be notified by Sun Life’s financial advisors accordingly, the eye examination service is provided by OPTICAL 88; Sun Life is not the supplier of the gourmet voucher and Comprehensive Eye Examination (“Gifts”). Any enquiry or complaint for the quality related to the redemption and use of the Gifts should be directed to the relevant service provider or other third parties. Sun Life shall assume no liability in respect thereof. The service provider is solely responsible for all service offered to participants.

e. No transfer, assignment, cash redemption or substitution of Gifts by participants is permitted. Sun Life, may at its sole discretion, reserves the right to substitute the Gifts (or part of the Gifts) with an alternative Gift with the equal monetary value and/or specification.

f.  The redemption and use of the Gifts shall be subject to the terms of conditions of the voucher / service provider.

g.  If for any reason the Offers are not capable of running as planned, due to an event of force majeure or any other cause outside Sun Life reasonable control, Sun Life reserves the right, at its sole discretion, to cancel, terminate, modify, or suspend the Offers or relevant events without prior notice.

h. Gifts will be given out in a first come, first served basis, maximum 2,000 Eligible participants, each is entitled to enjoy once.

i.  Eligible participants will be contacted by email or SMS for gourmet voucher redemption within one month after participation upon the completion of all aforementioned steps. The Comprehensive Eye Examination fulfillment will be notified by the appointed agent when meet up.

j.  Sun Life reserves the right to amend the above terms and conditions without prior notice. In case of any dispute arising from this Offers, the decision of Sun Life shall be final and conclusive.

k. These terms and conditions are governed by the laws of Hong Kong.

  1. This is based on market conditions as of January 2022 and comparison among other critical illness plans for new Composite and Long Term Businesses as defined by the Insurance Authority in the Register of Authorized Insurers.

The above information is a product summary only, please contact your Advisor for details. Please refer to the product brochure and sample Policy Document for details including definitions, full terms and conditions, and exclusions including product risks. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

Additional rider benefits:

Accident Benefit is an optional rider benefit that you can add to your Sun Life insurance plan1.

 

In the unfortunate event due to an accident that the insured, who is the person protected under the Basic Plan, passes away, a lump-sum payment on top of the Basic Plan coverage will be paid to the beneficiaries. The amount of Weekly Indemnity Benefit and Accidental Injury and Total Disability Benefit will be doubled if the insured is a passenger in a public transport conveyance over an established land route or in an elevator for passenger (elevators in mines and construction sites are excluded) when an accident occurs, or in a burning theatre, hotel or other public building before a fire starts.

 

If no claims are paid for 12 months before renewal, the amount of Accidental Injury and Total Disability Benefit will be topped up by 10%, accumulate to a maximum of 50% of the original Sum Assured.

 

Remark:

  1. This rider benefit can only be attached to designated basic plans (“Basic Plans”) . Please contact your Advisor for details.

 

The above information is a product summary only, please contact your Advisor for details. Please refer to the respective product leaflet and Policy Document for details including definitions, full terms and conditions, key product risk and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

 

Download product leaflet of Accident Benefit

Accidental Death & Disability Plus Benefit is an optional rider benefit that you can add to your Sun Life insurance plan1. This rider benefit gives you a lump-sum payment in the event of total disability, dismemberment or loss of sight, hearing or speech of the insured, who is the person protected under the Basic Plan. Also, in the unfortunate event due to accident that the insured passes away, a lump-sum payment of 100% of the sum assured will be paid to the beneficiaries to support and help them manage their financial needs. 

 

Remark:

  1. This rider benefit can only be attached to designated basic plans (“Basic Plans”). Please contact your Advisor for details.

 

The above information is a product summary only, please contact your Advisor for details. Please refer to the respective product leaflet and Policy Document for details including definitions, full terms and conditions, key product risk and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

 

Download product leaflet of Accidental Death & Disability Plus Benefit

For more information, please visit Hospital Income Insurance Plan 

One Year Term Benefit/ Five Year Term Benefit is an optional rider benefit offering essential life protection at an affordable premium. It is guaranteed to be renewable up to age 80, giving you peace of mind. You have the option of converting all or part of the Sum Assured of the One Year Term Benefit/ Five Year Term Benefit into a whole-life basic plan with the same or lower Sum Assured to enhance your flexibility to allocate your resources when other obligations arise.

In an unfortunate event that the insured, who is the person, covered under this policy, passes away; a Death Benefit will be paid to the beneficiaries in a lump sum to help them manage their financial needs. Once the Death Benefit has been paid out, the policy will be terminated.

 

Remark:

  1. These rider benefits can only be attached to designated basic plans. Please contact your Advisor for details.

The above information is a product summary only, please contact your Advisor for details. Please refer to the respective product leaflet and Policy Document for details including definitions, full terms and conditions, key product risk and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

 

Download product leaflet of One Year Term Benefit/Five Year Term Benefit

For more information, please visit SunHealth Medical Care

Tender Care Benefit is an optional rider benefit of Sun Life insurance plan1.

This rider benefit reimburses medical expenses and gives you a special allowance if the insured, who is the child protected under the Basic Plan, is injured in an accident.

 

We will pay out a cash lump-sum upon the death or loss of a limb or sight of the insured due to an accident. The amount of Accidental Injury Benefit will be doubled if the insured is a passenger in a school bus or other public transport conveyance when an accident happens.

 

Remark:

  1. This rider benefit can only be attached to designated basic plans (“Basic Plans”) . Please contact your Advisor for details.

 

The above information is a product summary only, please contact your Advisor for details. Please refer to the respective product leaflet and Policy Document for details including definitions, full terms and conditions, key product risk and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

 

Download product leaflet of Tender Care Benefit

Total Disability Benefit is optional rider benefit that you can add to your Sun Life insurance plan1.

With Total Disability Benefit, the future premium of the Basic Plan and all eligible rider benefits2 attached will be waived3 in the unfortunate event that the insured, who is the person protected under Total Disability Benefit, becomes Totally Disabled4 before the age of 60. The premium waiver will continue as long as the insured remains Totally Disabled. That way, you can continue to have protection and benefits under your Basic Plan without having to pay the premium while you’re unable to work.

 

Remarks:

  1. These rider benefit can only be attached to designated basic plans (“Basic Plans”). Please contact your Advisor for details.
  2. Please contact your Advisor for eligible rider benefits.
  3. If the insured recovers from Total Disability, the premium waiver will end.
  4. Totally Disabled means that the insured is (i) continuously disabled for a period of no less than 6 consecutive months; (ii) continuously unable to carry on his/her own occupation in the first 2 years of disability and to carry on any occupation thereafter (for those who have no regular occupation, it means complete inability to carry on any occupation); and (iii) under the regular care and attendance of a doctor. Total and irrecoverable loss of sight in both eyes or loss of two limbs is automatically deemed as Totally Disabled. Please refer to the Policy Document for details.

 

The above information is a product summary only, please contact your Advisor for details. Please refer to the respective product leaflet and Policy Document for details including definitions, full terms and conditions, key product risk and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

 

Download product leaflet of Total Disability Benefit

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