【Semi-Private room medical coverage in Asia】Apply WeHealth Prestige to get 6 months premium rebate! Click here

VHIS Flexi Plan (eligible to apply for tax deduction) - WeHealth Prestige

WeHealth Prestige

WeHealth Prestige is an individual indemnity Hospital insurance plan that offers comprehensive medical coverage in a Semi-private Room in Asia1. The plan comes with 4 Deductible options.

The qualifying premiums you pay for yourself and every dependent2 you insure under this plan could be applied for up to HKD8,000 tax deduction per Insured Person per fiscal year3. For details, please visit the VHIS Overview page.

Highlights:

  1. Full cover4 on major medical expense in Semi-private Room in Asia with up to HKD40 million per life and HKD10 million per Policy Year, plus guaranteed lifetime Renewal5

  2. Extended support if you are unfortunately diagnosed with cancer as follows:
    • Full coverage on the Eligible Expense resulting from non-surgical cancer treatments
    • 36 months of Waiver of Premium upon a Designated Cancer diagnosis6 
       
  3. Supporting you with Cover You More – waiver of Deductible (if applicable) for designated critical illnesses7

  4. 4 different Deductible options8 to offer flexible protection to meet changing medical and financial needs during different life stages

  5. Comprehensive Value-added Services9, including:

    • Medical Concierge Services
    • Local Urgent Care
    • AdvicePro (Face-to-face Second Medical Opinion Services)
    • Cashless Arrangement Service10
    • Mainland China VIP Medical Navigation Service
    • Comprehensive Genomic Profiling11
    • Family Care Benefit
    • Cancer and Stroke Family Support Program
    • Worldwide Emergency Assistance Benefits

Limited Time Offer:

Woman doing a yoga tree pose in front of the Hong Kong skyline.

Enjoy up to 6-month premium rebate for WeHealth Prestige

From now to June 30, 2024

If you successfully apply for WeHealth Prestige, you will be entitled to up to 6-month premium rebate!

 

The offer is subject to terms and conditions. Details please download and refer to the promotion leaflet.

 

Catch the limited time offer for HK$100 gourmet voucher

By December 31, 2024,

1) Meet with one of our appointed advisors after submitting the enquiry form below and

2) Complete the eFNA

You will have the chance to receive a HK$100 gourmet voucher!

Meet up now


*Offer is subject to terms and conditions. First come, first served basis is applied.

The following terms and conditions apply to the offers (“Offers”) during January 1, 2024 to December 31, 2024, both days inclusive (“Promotion Period”). By participating in the Offers, the participants understand and expressly agree to be bound by these terms and conditions.

a. The gourmet voucher is only available during the Promotion Period stated above. Participation outside the Promotion Period is not eligible.

b. The financial advisors and existing clients of Sun Life Hong Kong Limited (“Sun Life”) are not eligible.

c. Participants need to complete all aforementioned steps in order to participate (“Eligible participants”), (i) fill in form in Sun Life Hong Kong website; (ii) input “10life”promotion code in the promotion code field (only applicable to prospective clients of 10 Life campaign); and (iii) meet with designated advisor and complete eFNA.

d. The gourmet voucher is provided by On-us Group Holdings Ltd.; Sun Life is not the supplier of the gourmet voucher (“Gifts”). Any enquiry or complaint for the quality related to the redemption and use of the Gifts should be directed to the service provider. Sun Life shall assume no liability in respect thereof. The service provider is solely responsible for all service offered to participants.

e. No transfer, assignment, cash redemption or substitution of Gifts by participants is permitted. Sun Life, may at its sole discretion, reserves the right to substitute the Gifts (or part of the Gifts) with an alternative Gift with the equal monetary value and/or specification.

f.  The redemption and use of the Gifts shall be subject to the terms of conditions of the voucher / service provider.

g.  If for any reason the Offers are not capable of running as planned, due to an event of force majeure or any other cause outside Sun Life reasonable control, Sun Life reserves the right, at its sole discretion, to cancel, terminate, modify, or suspend the Offers or relevant events without prior notice.

h. Gifts will be given out in a first come, first served basis, maximum 5,000 Eligible participant can be entitled once only.

i.  Eligible participants will be contacted by email or SMS for gourmet voucher redemption within one month after participation upon the completion of all aforementioned steps.

j.  Sun Life reserves the right to amend the above terms and conditions without prior notice. In case of any dispute arising from this Offers, the decision of Sun Life shall be final and conclusive.

k. These terms and conditions are governed by the laws of Hong Kong.

  1. Asia shall mean Afghanistan, Australia, Bangladesh, Bhutan, Brunei, Cambodia, mainland China, Hong Kong, India, Indonesia, Japan, Kazakhstan, Kyrgyzstan, Laos, Macau, Malaysia, Maldives, Mongolia, Myanmar, Nepal, New Zealand, North Korea, Pakistan, the Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Tajikistan, Thailand, Timor-Leste, Turkmenistan, Uzbekistan, and Vietnam.
  2. Dependent refers to “specified relative” as defined in the Inland Revenue Ordinance (Cap.112), subject to the then prevailing underwriting and administrative rules of Sun Life Hong Kong Limited (“Sun Life”). For meaning of “specified relative”, please refer to the website of the Inland Revenue Department.
  3. Whether tax deduction is allowable for the qualified premiums paid under this Certified Plan are subject to the prevailing tax laws of Hong Kong, as well as the individual circumstances of the Policy Holder (as taxpayer) and the Insured Person(s). Please refer to the website of the Inland Revenue Department and the Inland Revenue Ordinance (Cap.112) for details. Sun Life does not provide tax advice and you should consult an independent tax advisor for tax advice.
  4. Full cover shall mean no itemized benefit sublimit the actual amount of Eligible Expenses and other expenses charged after deducting the remaining Deductible (if any) and is subject to the Annual Benefit Limit and Lifetime Benefit Limit. Full cover applies to selected benefit items only, while other benefit items are not fully reimbursable and subject to the respective benefit item’s limits. Please refer to the Benefit Schedule and Terms and Benefits of this Certified Plan.
  5. The Renewal of this Policy is guaranteed provided this plan is continually offered by Sun Life. The plan will remain Renewable as long as Sun Life maintains its registered status as a VHIS provider. For details, please refer to the Terms and Benefits of this Certified Plan.
  6. Diagnosis of cancer should be confirmed by Registered Medical Practitioner and biopsy report is required.
  7. Please refer to the Terms and Benefits of the Certified Plan regarding definitions of designated critical illnesses.
  8. The Deductible option can be adjusted upon each Policy Renewal and fulfilling designated requirements.
  9. The Value-added Services are provided by third-party service provider and are not guaranteed to be renewable. Please refer to Quick Guide to Sun Life Value-added Services for more details. Sun Life are not responsible for any act, negligence or failure to act on the part of the designated third-party service provider. Sun Life will not be liable for any loss or damage, costs or other expenses whatsoever and howsoever, directly or indirectly, caused by, arising from or in connection with the services.
  10. You may need to settle your Deductible and the shortfall of your medical bill. Please refer to the Quick Guide to Sun Life Value-added Services for details.
  11. Comprehensive Genomic Profiling can be redeemed once per Policy only for each Insured Person.

The above information is a product summary only and does not contain the full Terms and Benefits of the Policy, please contact your Advisor for details. You should not buy any products solely based on the key product information summarised above, please refer to the product brochure and sample Certified Plan for details including definitions, full Terms and Benefits, and exclusions including key product risks. If there is any conflict between the Certified Plan and this product summary, the Certified Plan shall prevail.

 

Download brochure (with Glossary of Terminology and Standard Premium schedule)

Download List of Network Hospitals with Cashless arrangement

Download List of Mainland China VIP Hospital Network

Download List of designated hospitals in mainland China (Available in Chinese only)

Download sample of Certified Plan Terms and Benefits:

Download Supplement of Inclusion of public hospitals and private hospitals in Hong Kong in the definition of Hospital.

 

24-Hour Service Hotline for Value-added Services: (852) 3002 0816

Worldwide Emergency Assistance Hotline: (852)2862 0134

China Toll Free No.: 400 616 0151

Get a Quote:

I am years old
Quote Result
Deductible:
HKD0
HK$XXX / annual
Deductible free policy
Full major medical expenses coverage
Up to HKD10M annual limit
Talk to Us
Deductible: HKD20,000
HKDXXX / annual
Deductible policy
Providing reimbursement from HKD20,000 onwards
Up to HKD10M annual limit
Talk to Us
Deductible: HKD50,000
HKDXXX / annual
Deductible policy
Providing reimbursement from HKD50,000 onwards
Up to HKD10M annual limit
Talk to Us
Deductible: HKD80,000
HKDXXX / annual
Deductible policy
Providing reimbursement from HKD80,000 onwards
Up to HKD10M annual limit
Talk to Us
Remark:
The above information is a product summary only, and the indicated premium is for illustration purpose only, please contact your Advisor for details. Please refer to a sample Policy Document, which will be provided upon request, for details including definitions, full terms and conditions, and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

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