【Semi-Private room medical coverage in Asia】Apply WeHealth Prestige to get 6 months premium rebate! Click here
【Semi-Private room medical coverage in Asia】Apply WeHealth Prestige to get 6 months premium rebate! Click here
WeHealth, designed especially for Hong Kong residents1, is a VHIS Certified Standard Plan (VHIS Certification Number: S00018-01-000-02) that helps to provide financial security for you and your family who is 15 days to age 80.
One special highlight of this plan is that the qualifying premiums you pay for yourself and every dependent2 you insure under this plan are eligible to tax deductions, up to a limit of HKD8,000 per Insured Person per fiscal year3. For details, please visit the VHIS Overview page.
VHIS Plan Comparison Table | WeHealth | WeHealth Plus Scheme 1 | WeHealth Plus Scheme 2 |
---|---|---|---|
VHIS Plan Category | Standard Plan | Flexi Plan | Flexi Plan |
Annual Benefit Limit (per Policy Year) | HK$420,000 | HK$500,000 | HK$800,000 |
Medical Coverage | Worldwide4 | Worldwide4 | Worldwide4 |
Benefit Period |
Guaranteed Renewal up to age 1005 |
Guaranteed Renewal up to age 1005 |
Guaranteed Renewal up to age 1005 |
Lifetime Benefit Limit | Nil | Nil | Nil |
Benefit limit- General Ward6 (per day) | HK$750 | HK$1,000 | No limit |
Benefit limit- Semi-Private6 and/ or above6 (per day) | HK$750 | HK$1,000 | HK$1,000 |
Supplementary medical benefit7 (per Policy Year) | ✖ | ✖ |
HK$300,000 Subject to 20% Coinsurance |
No claim discount8 | ✖ |
15% (if no hospitalization claims over 3 consecutive Policy Years) |
15% (if no hospitalization claims over 3 consecutive Policy Years) |
Enhanced benefits | |||
• Home nursing benefit | ✖ | ✔ | ✔ |
• Kidney dialysis treatment benefit | ✖ | ✔ | ✔ |
• Emergency outpatient treatment benefit | ✖ | ✔ | ✔ |
• Cardiac rehabilitation treatment benefit | ✖ | ✔ | ✔ |
• Extra bed for family members benefit | ✖ | ✔ | ✔ |
• Post-Confinement / Day Case Procedure chiropractor / acupuncturist / physiotherapist treatment benefit | ✖ | ✔ | ✔ |
Issue Age | 15 days – age 80 | 15 days – age 80 | 15 days – age 80 |
Premium Payment Term | To age 100 | To age 100 | To age 100 |
Premium Payment Mode |
Annually/ Semi-Annually/ Monthly | Annually/ Semi-Annually/ Monthly | Annually/ Semi-Annually/ Monthly |
*A similar medical insurance product with quote is selected for your reference only. For details, please click here to learn more.
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