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SunJoy is a participating insurance plan designed to offer potential long-term wealth growth and flexible options for clients with withdrawal needs, enables you to fulfill life’s every possibility with joy and efficiency.
refers to Environmental,
which covers areas such as climate change, resource scarcity and environmental pollution.
refers to Social,
which focuses on topics like labour issues, public health and cyber security.
refers to Governance,
which is about factors such as board diversity, structure and company policies.
Broadly speaking, ESG is a tool to analyze sustainability of a company. You can expect a more sustainable return and lower risk from companies with outstanding ESG rating. For those companies with higher ESG rating, it is expected to expose to a lower potential risk resulting from incidents such as worker strikes, litigation and negative publicity, which may cause lower future returns. As such, monitoring such ESG rating of an investment can probably led to better risk-adjusted return. ESG rating can be regarded as intangible assets of a responsible company such as Sun Life and it is an important indicator of our commitment on sustainable development.
From now to September 30, 2023
If you successfully apply for SunJoy (2-Pay) / SunJoy (5-Pay) with designated AFYP requirement and Premium Payment Term requirement, you will be entitled up to 24% premium rebate on AFYP!
The offer is subject to terms and conditions. Details please download and refer to the promotion leaflet.
The above information is a product summary only, please contact your Advisor for details. Please refer to the product brochure and sample Policy Document for details including definitions and full terms and conditions including product risks. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.