Medical & Critical Illnesses

Most Hong Kong people who suffer a serious illness, also experience a financial impact as a result. Very often their loved ones are affected as well. Have you considered how changes in your health could impact your financial plans and the choices available to you?

Don’t let financial worries complicate a difficult situation or limit your options and make you a burden to your family. Get the coverage you need.

What is health insurance?

Health insurance is an insurance coverage that protects your savings from the many healthcare costs not covered by government plans. There are 2 different types of health insurance products: medical insurance, and critical illness insurance that provide the protection you need at each stage of your life. An advisor can help you understand how these products fit into your financial plan.

Types of health insurance:

Featured
SunWell Advanced Care and Supreme Care

Benefit Term:  Whole Life

  • 188 illnesses and 38 designated complex surgeries
  • Waiting period waiver  exemption across diagnoses of cancer, stroke and heart attack for each other
  • ESG focused Critical Illness Plan 
Featured
SunWell Essential Care

Benefit Term:  Whole Life

  • Comprehensive cancer protection with multiple claims
  • Simplified underwriting questions
  • ESG focused Cancer Protection Plan
Featured
WeHealth Prestige

Benefit Term: Whole Life

  • VHIS Flexi Plan
  • Full cover on major medical expense in Asia
  • HKD10M Annual Limit
WeHealth Preferred

Benefit Term: Whole Life

  • VHIS Flexi Plan
  • Full cover on major medical expense in Greater China
  • HKD5M Annual Limit
WeHealth Plus

Benefit Term: To age 100

  • VHIS Flexi Plan
  • No Lifetime Benefit Limit
  • Up to HKD800K Annual Limit
WeHealth

Benefit Term: To age 100

  • VHIS Standard Plan
  • No Lifetime Benefit Limit
  • HKD420K Annual Limit
SunHealth OmniCare

Benefit Term: To age 100

  • 3 different plan levels
  • SafetyNet Protector
    Benefit
SunHealth LovePromise

Benefit Term: Whole life

  • 32 juvenile illnesses
  • Innovative cancer benefit
  • Major 3 Protection Benefit
SunHealth Medical Premier

Benefit Term: To age 100

  • Worldwide medical
    coverage
  • Up to HKD20m annually
  • Medical concierge service
SunHealth Medical Essential

Benefit Term: To age 100

  • Asia medical coverage
  • Up to HKD10m annually
  • Medical concierge service
SunHealth Medical Care

Benefit Term: To age 100

  • Medical Coverage
  • No Claim Discount
  • Guaranteed renewal to 100
SunHealth Cancer Shield

Benefit Term: To age 100

  • Lump-sum benefit
  • Monthly Living Benefit
  • Genetic Profiling Test
Hospital Income Insurance Plan

Benefit Term: To age 65

  • Offer daily hospital income
  • Modest premium
Critical Medical Care Insurance Plan II

Benefit Term: To age 100

  • All-in-one health plan
  • 51 critical illnesses
  • Major Medical Care Benefit

Please click here for Voluntary Health Insurance Scheme.

The above information is a product summary for reference only, please contact your Advisor for details. Please refer to the respective product brochure and Policy Document for details including definitions, full terms and conditions, ,and exclusions including product risks. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

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