Medical & Critical Illnesses

Most Hong Kong people who suffer a serious illness, also experience a financial impact as a result. Very often their loved ones are affected as well. Have you considered how changes in your health could impact your financial plans and the choices available to you?

Don’t let financial worries complicate a difficult situation or limit your options and make you a burden to your family. Get the coverage you need.

What is health insurance?

Health insurance is an insurance coverage that protects your savings from the many healthcare costs not covered by government plans. There are 2 different types of health insurance products: medical insurance, and critical illness insurance that provide the protection you need at each stage of your life. An advisor can help you understand how these products fit into your financial plan.

Types of health insurance:

Please click here for Voluntary Health Insurance Scheme.

The above information is a product summary for reference only, please contact your Advisor for details. Please refer to the respective product brochure and Policy Document for details including definitions, full terms and conditions, ,and exclusions including product risks. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.

Product updates:

• Fulfillment ratios of respective products
• Bonus Philosophy