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Your greatest fortune in life is good health and peace of mind. To protect both, it’s essential to have a plan that can support each step of your recovery journey, from generous coverage to quick claims, giving you the flexibility to choose private healthcare if public hospitals cannot meet your needs.
Founded in Canada, Sun Life Hong Kong Limited has been providing quality services and helping you to achieve life’s dream for over hundred years. Effective from February 28, 2019, Sun Life Hong Kong Limited successfully registered as a certified Voluntary Health Insurance Scheme ("VHIS") Provider (Registration number: 00018) of Health Bureau of the Government of the Hong Kong Special Administrative Region (“HKSAR"). We aim to offer clients a diversity of options in medical coverage for lifelong support and peace of mind.
Sun Life offers VHIS Certified Plan as follows:
It is voluntary for you to apply for a VHIS and you can apply for tax deduction on the qualifying premium paid on VHIS. For details, please refer to HKSAR Government Voluntary Health Insurance Scheme’s website.
The qualifying premiums you pay for yourself and every dependent1 under the VHIS Certified Plans are eligible for up to HKD8,000 tax deductions2 per Insured Person per fiscal year in Hong Kong. There is no upper limit on the number of insured dependents. As long as you are the Policy Holder, you could be eligible to apply for more tax deduction2 amount by protecting your whole family. This way, you can enjoy the medical cover for yourself and your loved ones, with the valuable tax deduction benefits.
Inclusion of value-added taxes and goods and services taxes as Eligible Expenses under VHIS Certified Plans
As informed by Health Bureau that, with respect of any Eligible Expenses under the VHIS Certified Plans incurred on or after February 17, 2022, Eligible Expenses shall include value-added taxes and goods and services taxes (“VAT and GST”) (if any) charged or imposed on the relevant medical expenses incurred, subject to the Terms and Benefits applicable in the relevant Certified Plans. The relevant Supplement will be sent to all policy holders concerned by February 17, 2022.
For any queries, please contact our Client Service Hotline at (852) 2103 8928.
Eligibility for Application
Application for a VHIS policy is subject to underwriting. Sun Life may offer standard rate, impose additional premium and/or apply case-based exclusion(s) or decline the application based on the following factors, material facts and information of the proposed insured person:
24-Hour Service Hotline for Value-added Services: (852) 8199 1119
Worldwide Emergency Assistance Hotline: (852)2862 0134
China Toll Free No.: 400 863 1030
Learn more about other Medical & Critical Illness insurance
The above information is a product summary for reference only, please contact your Advisor for details. Please refer to the respective product brochure and sample Certified Plan for details including definitions, full Terms and Benefits, and exclusions including product risks. If there is any conflict between the Certified Plan and this product summary, the Certified Plan shall prevail.
Frequently Asked Questions
The risk assessment is based on the medical, financial, residential, occupation and avocation conditions of the Insured Person and such details are collected through the submission of Application Form. We accept only one Policy Holder in each Policy. Visit Application Form for Voluntary Health Insurance Scheme to learn more.
Download and complete “Transfer of Policy Ownership” form. And return the form to us with the requirement(s) as specified on the form within 30 days after signing. Please read the notes and declaration throughout the form carefully before signing.
You may file your concerns in person, via hotline or by email. Please click here for details. Whatever is the nature of your concern, we'll treat it professionally, confidentially and courteously – just as you expect and deserve as a valued client.