Fulfillment ratios for participating products
The following tables show the non-guaranteed dividends/bonuses fulfillment ratios for each product which has new policies issued by Sun Life Hong Kong Limited (the "Company") in the previous 5 calendar years prior to the reporting year. The fulfillment ratio is calculated as the average ratio of non-guaranteed dividends/bonuses actually declared/paid against the illustrated amounts at the point of sale. Fulfillment ratios are for reference only, dividend/bonus history is not an indicator of future declaration/performance of the participating products.
Products with the same features but with different pricing information (e.g. with different level of guaranteed and non-guaranteed benefit, premium rate, etc.) or different policy currency may be grouped into the same product series if differences in fulfillment ratios are considered immaterial. The disclosed fulfillment ratios are for basic plans only and all relevant policies are included in the calculation. In addition, to be consistent with the illustration basis, the actual amounts are calculated up to the respective policy anniversary.