Notice: be wary of financial crime. Read more here.

Sun Life Multi-Funding Provident Plan

 

Investment Options and Fund Fact Sheets

Sun Life Multi-Funding Provident Plan (“the Plan”) allows employers and employees to allocate, or divide their own separate contributions on a percentage basis among nine investment options managed by the professional investment organizations

Investment Objective

The fund's investment objective is to preserve the capital of the assets and to seek a stable return to the fund investors. The long-term investment strategy would include equities, fixed income securities and cash with a range of 0% to 33%, 67% to 100% and 0% to 10% respectively.


Guarantee Feature

Sun Life Capital Guarantee Fund is a managed fund that guarantees the declared rate will not be less than 0% per annum on the total contributions, less any withdrawals and other applicable charges and fees received for the period of ten years from the commencement date of the participation in the fund. Such guarantee shall remain unchanged until the expiry of such period of ten years or the termination of this fund, whichever is the earlier. The guarantor is Sun Life Hong Kong Limited (“Sun Life”). In case there is any shortfall, Sun Life will make up this over the first ten policy years. After ten years from the commencement date of the participation in the fund, unless Sun Life decides otherwise, the guarantee will lapse. The guarantee is subject to qualifying conditions. You should read the Explanatory Memorandum of the Plan for further details including product features, fees and charges and risk factors (set out in section 3 headed “INVESTMENT RISKS AND RISK FACTORS”).

Declared Rate

Please refer to the Fund Fact Sheet for further detail, including the latest declared rate.

Fund Fact Sheet

Download Fund Fact Sheet (as of November 2020)

Investment Objective

For Investment Objective, please refer to the relevant fund fact sheet. For further details, please refer to relevant Explanatory Memorandum/Offering Document.

Underlying Fund

Aberdeen Standard SICAV I - Asia Pacific Equity Fund

Investment Manager of the Underlying Fund

Aberdeen Asset Managers Limited (sub-managed by Aberdeen Standard Investments (Asia) Limited)

Fund Fact Sheet

Download Fund Fact Sheet (as of November 2020)

Investment Objective

For Investment Objective, please refer to the relevant fund fact sheet. For further details, please refer to relevant Explanatory Memorandum/Offering Document.

Underlying Fund

Templeton Global Fund

Investment Manager of the Underlying Fund

Templeton Global Advisors Limited

Fund Fact Sheet

Download Fund Fact Sheet (as of November 2020)

Investment Objective

For Investment Objective, please refer to the relevant fund fact sheet. For further details, please refer to relevant Explanatory Memorandum/Offering Document.

Underlying Fund

Templeton Global Balanced Fund

Investment Manager of the Underlying Fund

Franklin Templeton Investments Australia Limited and Franklin Advisors, Inc. as coinvestment managers

Fund Fact Sheet

Download Fund Fact Sheet (as of November 2020)

Investment Objective

For Investment Objective, please refer to the relevant fund fact sheet. For further details, please refer to relevant Explanatory Memorandum/Offering Document.

Underlying Fund

Templeton Global Bond Fund

Investment Manager of the Underlying Fund

Franklin Advisers, Inc.

Fund Fact Sheet

Download Fund Fact Sheet (as of November 2020)

Investment Objective

For Investment Objective, please refer to the relevant fund fact sheet. For further details, please refer to relevant Explanatory Memorandum/Offering Document.

Underlying Fund

Baring Hong Kong China Fund

Investment Manager of the Underlying Fund

Baring International Fund Managers (Ireland) Limited (sub-advised by Baring Asset Management Limited and Baring Asset Management (Asia) Limited)

Fund Fact Sheet

Download Fund Fact Sheet (as of November 2020)

Investment Objective

For Investment Objective, please refer to the relevant fund fact sheet. For further details, please refer to relevant Explanatory Memorandum/Offering Document.

Underlying Fund

Fidelity Funds – American Growth Fund

Investment Manager of the Underlying Fund

FIL Fund Management Limited

Fund Fact Sheet

Download Fund Fact Sheet (as of November 2020)

Investment Objective

For Investment Objective, please refer to the relevant fund fact sheet. For further details, please refer to relevant Explanatory Memorandum/Offering Document.

Underlying Fund

Fidelity Funds – European Growth Fund

Investment Manager of the Underlying Fund

FIL Fund Management Limited

Fund Fact Sheet

Download Fund Fact Sheet (as of November 2020)

Investment Objective

For Investment Objective, please refer to the relevant fund fact sheet. For further details, please refer to relevant Explanatory Memorandum/Offering Document.

Underlying Fund

Invesco Asia Opportunities Equity Fund

Investment Manager of the Underlying Fund

Invesco Hong Kong Limited

Fund Fact Sheet

Download Fund Fact Sheet (as of November 2020)

Disclaimer

Investment involves risk and past performance information presented is not indicative of future performance. Not all investment choice available under the Plan would be suitable for everyone. There is no assurance on investment returns and your investments/accrued benefits may suffer significant losses.

For further details including the features of the Plan, please refer to the details in the Explanatory Memorandum of the Plan. Please refer to the latest offering documents of the underlying funds. If you are in doubt about the meaning or effect of the contents of the Explanatory Memorandum and the offering document of each underlying fund, you should seek professional advice.

Issued by Sun Life Hong Kong Limited (Incorporated in Bermuda with limited liability)