【1st ESG-focused savings plan in market】Apply Stellar and enjoy up to 18% premium rebate on AFYP! Click here
Stellar is 1st ESG-focused savings plan in the market1 that actively integrates Environment, Social and Governance (ESG) concepts into its own investment strategies. As a participating insurance plan, this plan comes with only 2 years of premium payment and enables you to enjoy potential long-term wealth growth without committing to long-term payment
From now until September 30, 2022, in addition to enjoying the offers below when you successfully apply for Stellar, a donation of HKD130 will also be made on your behalf to support “Rethink Plastic” Education Campaign organized by The Green Earth, an environmental charity organization.
The campaign is a long-term initiative designed to raise public awareness on plastic pollution issues in Hong Kong and encourage the public to use plastic and manage plastic waste responsibly. The donation will go towards a range of educational programs that help create a sustainable living environment and zero-waste culture for a healthier, greener city! Please visit rethinkplastic.greenearth.org.hk for more about the campaign.
Subject to relevant terms and conditions.
From now until September 30, 2022, if you successfully apply for Stellar and fulfill designated requirements, you will be entitled to 3% premium rebate on your Annualized First Year Premium ("AFYP") and a guaranteed 5% p.a. prepayment interest rate if you fully prepaid all premiums at issuance!
As our Selected Sun Life Client, you can enjoy an extra 2% premium rebate on AFYP by providing your account information in the “Selected Sun Life Clients Form”.
The offers are subject to terms and conditions. Details please download and refer to the promotion leaflet.
refers to Environmental,
which covers areas such as climate change, resource scarcity and environmental pollution.
refers to Social,
which focuses on topics like labour issues, public health and cyber security.
refers to Governance,
which is about factors such as board diversity, structure and company policies.
Broadly speaking, ESG is a tool to analyze sustainability of a company. You can expect a more sustainable return and lower risk from companies with outstanding ESG rating. For those companies with higher ESG rating, it is expected to expose to a lower potential risk resulting from incidents such as worker strikes, litigation and negative publicity, which may cause lower future returns. As such, monitoring such ESG rating of an investment can probably led to better risk-adjusted return. ESG rating can be regarded as intangible assets of a responsible company such as Sun Life and it is an important indicator of our commitment on sustainable development.
By December 31, 2022,
1) Meet with one of our appointed advisors after submitting the enquiry form below and
2) Complete the eFNA
You will have the chance to receive
*Offer is subject to terms and conditions. First come, first served basis is applied.
The following terms and conditions apply to the offers (“Offers”) during September 8, 2022 to December 31, 2022, both days inclusive (“Promotion Period”). By participating in the Offers, the participants understand and expressly agree to be bound by these terms and conditions.
a. The gourmet voucher and Comprehensive Eye Examination are only available during the Promotion Period stated above. Participation outside the Promotion Period is not eligible.
b. The financial advisors of Sun Life Hong Kong Limited (“Sun Life”) are not eligible.
c. Participants need to complete all aforementioned steps in order to participate (“Eligible participants”).
d. The gourmet voucher is provided by Starbucks, ParknShop and foodpanda delivery platform; the redemption arrangement of Comprehensive Eye Examination would be notified by Sun Life’s financial advisors accordingly, the eye examination service is provided by OPTICAL 88; Sun Life is not the supplier of the gourmet voucher and Comprehensive Eye Examination (“Gifts”). Any enquiry or complaint for the quality related to the redemption and use of the Gifts should be directed to the relevant service provider or other third parties. Sun Life shall assume no liability in respect thereof. The service provider is solely responsible for all service offered to participants.
e. No transfer, assignment, cash redemption or substitution of Gifts by participants is permitted. Sun Life, may at its sole discretion, reserves the right to substitute the Gifts (or part of the Gifts) with an alternative Gift with the equal monetary value and/or specification.
f. The redemption and use of the Gifts shall be subject to the terms of conditions of the voucher / service provider.
g. If for any reason the Offers are not capable of running as planned, due to an event of force majeure or any other cause outside Sun Life reasonable control, Sun Life reserves the right, at its sole discretion, to cancel, terminate, modify, or suspend the Offers or relevant events without prior notice.
h. Gifts will be given out in a first come, first served basis, maximum 2,000 Eligible participants, each is entitled to enjoy once.
i. Eligible participants will be contacted by email or SMS for gourmet voucher redemption within one month after participation upon the completion of all aforementioned steps. The Comprehensive Eye Examination fulfillment will be notified by the appointed agent when meet up.
j. Sun Life reserves the right to amend the above terms and conditions without prior notice. In case of any dispute arising from this Offers, the decision of Sun Life shall be final and conclusive.
k. These terms and conditions are governed by the laws of Hong Kong.
The above information is a product summary only, please contact your Advisor for details. Please refer to the product brochure and sample Policy Document for details including definitions and full terms and conditions including product risks. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.
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