To assist Hong Kong working force learning more MPF knowledge, Sun Life MPF has cross-overed with a local illustrator, Yobe, to produce a series of MPF educational video - 積金日常學堂. Please visit Sun Life Hong Kong’s Facebook or YouTube channel, then watch, like and share the videos!

• Episode 1《受得起先好揀》
• Episode 2《冷靜就是王道》
• Episode 3《做足功課求增值》
• Episode 4《積金帳戶要打理》
• Episode 5《您的積金幕後功臣》

Most asset prices registered decrease in a volatile year of 2022 as pandemic, geopolitical risks and central bank sharp tightening cast shadow over markets. Yearly decline in both stocks and bonds have not been seen for decades. According to Bloomberg data*, there is sharp increase in US interest rates from 0.25% to 4.5% rocked bond market in 2022. Although the markets expect US interest to reach 5%-5.5% in first half of year, such increase was largely reflected and should pose less shock to bond markets. As the rate hike cycle enters mid- to late-phase, and there may even be speculations of rate cut with recession, clouds over bond markets could hopefully fade. Higher yield income also increases attractiveness of bonds in the future.

To learn the market outlook for the first quarter of 2023 provided by Sun Life Asset Management (HK) Limited, you can access the full version of the Market Navigator – Q1 2023 for more details.

* Source: Bloomberg

From 1 December 2022 to 31 March 2023, if you download and register to use BestServe MPF mobile app, provide your updated email address and/or mobile number via the mobile app and opt for receiving regulatory notifications (including the Member Benefit Statement), Sun Life Hong Kong Limited will donate HK$10 on your behalf to The Green Earth, a charitable environmental protection organization to support various types of environment protection and carbon reduction activities and projects.

For more details and terms and conditions, please download the promotion leaflet at . https://sunlife.co/8730

Is your MPF Scheme the People’s Choice? MPF Ratings proudly announces the 5th “People’s Choice” award. “People’s Choice” award is awarded to the most popular MPF Scheme as voted by the Hong Kong public.

Vote our MPF scheme as the “People’s Choice” simply by clicking  here from 1 February to 8 February 2023. The voting result will be announced at “The 2023 MPF Awards” to be held on the 2 March 2023.

The People’s Choice award was introduced, for the first time, by MPF Ratings in 2019 and aims to engage the members of the public to raise greater awareness of the importance of MPF. The award measures a number of customer satisfaction criteria and is given to the MPF Scheme Provider that measures highest across those criteria while considering the number of respondents to the survey.

The Annual Benefit Statement (ABS) is like a “health check score card” on your MPF investments performance. It provides you the information of the contributions and investments of your MPF account during the past financial period.

If you enroll in an MPF scheme, your trustee will issue at least one ABS to you every year, and it must be issued within three months after the end of the financial period of a scheme.

In general, the ABS should provide you the following information:

1. Your personal information, your trustee name and the scheme name, and your member number, etc.
2. Summary of account movements during the financial period and fund allocation
3. Investment gain/loss since your MPF account was set up
4. Account balance during the financial period
5. Total contribution made and the amount of fees deducted during the financial period
6. Transfer details, including the date of transfer and nature of transfer, etc.
7. Total fees charged for contributions and transactions during the financial period
8. The periods with contributions and/or surcharges outstanding (if any) during the financial period
9. Details of each contribution during the financial period
10. The Transaction fees charged by the trustees upon acquisition or redemption of units during the financial period
11. The details of unit transaction in each fund held by the account during the financial period

You should read your ABS carefully to understand whether your MPF account is in good shape! In addition, you should also check the fund fact sheet of your MPF scheme regularly to obtain the latest investment performance of the fund(s) you are investing in.