To support MPF members in preparing for the transition to the eMPF platform, Sun Life has launched a dedicated eMPF page on its website. The page provides comprehensive details on features of eMPF, the onboarding schedule for Sun Life Rainbow MPF Scheme, and answers to frequently asked questions.

For more information, please visit the eMPF page on the Sun Life website.

With the eMPF platform now live, the Sun Life Rainbow MPF Scheme is tentatively scheduled to onboard in the second to third quarter of 2025. By that time, all Sun Life MPF members will be able to manage their MPF accounts seamlessly through the eMPF platform.

Here are six golden tips to ensure a smooth transition:

• Explore the eMPF website and Sun Life's dedicated eMPF page to familiarize yourself with how the platform works.
• Stay informed about the latest onboarding schedule , as different trustees will join the platform at various times.
• Attend upcoming member briefings and webinars hosted by Sun Life on eMPF.
• Regularly review and update your personal details, such as your contact number, email address, and mailing address.
• Consolidate your MPF accounts for easier future management. 
• Register with” iAM Smart” for identity verification to simplify the eMPF account setup.

Sun Life continues to enhance its digital capabilities in preparation for the transition to the eMPF platform:

• Online Personal Account Consolidation: Sun Life members can now apply online to consolidate MPF accounts from previous jobs, making account management easier. For more details, visit the "Personal Account" page on the Sun Life website.
• Launch of Booking Service for Client Service Center: Sun Life Pension Client Service Centre has introduced a new booking service, allowing members to schedule client services up to 30 days in advance via hotline: (852) 3183 1888 / email: mpfslf@bestserve.com. This reduces wait times and provides more efficient service for Clients for tasks like claims and address updates.
• Online Pension Services Centre – New Employer Portal: Employers can now access member balances (employer portion) instantly through the "Manage Members" section of the Online Pension Service Center - Employer Portal, helping to streamline the process for handling long service and severance payments. For more details, see the "Online Pension Services Centre - New Functions Quick Guide".

Investor confidence has been boosted by a series of "Policy Combo" announced by the Chinese government to deal with slowing economic growth and a sluggish real estate market. At the same time, as markets expect the US dollar to weaken, capital outflows from China may be alleviated with potential stronger renminbi. We raised our outlook on Hong Kong stocks to positive in the fourth quarter due to potential re-rating from previous low valuation. However, it should be emphasized that market conditions fluctuate rapidly with numerous news flows and the effectiveness of policy stimulus on economy remains to be seen. In addition, the external market is full of challenges, including the US presidential election and continued tensions in the Middle East. In order to reduce the volatility of investment portfolios, investors may adopt a diversified investment strategy to avoid the risk of over-concentration in a single region; as for investment tools, they may also consider adding more resilient tools such as bonds or low-carbon strategies to diversify portfolio risk and reduce volatility.

To learn the market outlook for the third quarter of 2024 provided by Sun Life Asset Management (HK) Limited, you can access the full version of the Market Navigator – Q4 2024 for more details.

Source: Bloomberg

In September, the U.S. Federal Reserve delivered a surprising 50-basis-point rate cut, while the Chinese government rolled out a series of policies aimed at stimulating the economy, driving a solid performance in global equity and bond markets for the third quarter. Yet, as we move into the year's final quarter, market risks have risen. Escalating tensions in the Middle East, a sharp downturn in North and South Korean relations, and the upcoming U.S. presidential election in early November are all adding to geopolitical uncertainty. At the same time, investors are closely monitoring whether China’s real estate policy easing will effectively boost the broader economy. What does the future hold for the markets? Here, we address some of the key questions investors have recently raised and share our perspectives.

For details, please access the full version of Market Insights – Q3 2024 at https://sunlife.co/0mye.