eMPF Platform (eMPF)

What is eMPF?

The eMPF Platform is built and operated by the eMPF Platform Company Limited, a wholly owned subsidiary of the Mandatory Provident Fund Schemes Authority (MPFA). It centralizes and digitalizes all MPF schemes’ administrative processes, allowing you to manage your MPF online at ease.

Ready for eMPF - What should I do?

Familiarize yourself with eMPF Platform administrative processes

Read through the eMPF Communication Pack issued on 23 July 2025, paying particular attention to:

  • Administrative arrangements during the transition period and after onboarding
  • Deadlines for instruction submission to current administrator
  • Register for eMPF to access online service after onboarding

Review and update your contact details including email and mailing address to receive latest information

Register now for Sun Life eMPF webinar

Register now for webinars

Preparation to eMPF

Sun Life MPF scheme onboarding schedule

eMPF has officially commenced operations on 26 June 2024. All existing MPF schemes will be gradually onboarded to eMPF from June 2024 to the end of 2025. Sun Life Rainbow MPF Scheme is targeting to onboard the eMPF Platform (“eMPF”) in September / October 2025*. By that time, all MPF-related administrative services will be handled by eMPF.

* The date of onboarding to the eMPF Platform is subject to the legal notice to be published in the Government of the Hong Kong Special Administrative Region Gazette.

Sun Life’s preparation to eMPF

In preparing our MPF members to eMPF, Sun Life continues to make enhancements to digital portals, prepare for data migration, provide trainings to the intermediaries, organize outreach programs for employers, and many more. We will use an array of methods, such as this dedicated page, to deliver current information to employers and members about joining the platform. Please stay tuned.

Service Support Provided by Sun Life

Sun Life MPF is preparing to launch comprehensive enhancements to investment and withdrawal instructions, offering clients a broader range of choices:

  • Precise Investment: Fund investment allocation ratios are no longer restricted to 5% multiples, allowing any whole percentage.
  • Favorable Cost*: Administrative fees for certain MPF funds will be lowered, potentially increasing investment returns for clients.
  • Flexible Allocation: A new option for designated fund-to-fund switching, complementing the existing portfolio rebalancing and fund switching options.
  • Diverse Withdrawal: Upon retirement or early retirement, members can now set up regular withdrawal instructions from all funds, no longer limited to just the Sun Life MPF Conservative Fund.
  • Adaptable Offsetting: When handling offset requests for long service or severance payments, employers can now select their preferred sequence for offsetting mandatory and voluntary contributions^.

*Certain constituent funds under the Sun Life Rainbow MPF Scheme will introduce new preferential management fees effective 3 January 2026. For details, please refer to the Notice to Participating Employers and Members issued on 23 July 2025, and the MPF Scheme Brochure for Sun Life Rainbow MPF Scheme.
^Subject to restrictions on the abolition of MPF offsetting arrangements from 1 May 2025.

eMPF functions

As an employee or a self-employed person, you have access to below functions on eMPF, including:

  • Manage multiple MPF accounts
  • Make MPF contributions online
  • Fund switching
  • Transfer or withdraw MPF benefits
  • Consolidate personal accounts
  • Update personal information

As an employer, you have access to below functions on eMPF, including:

  • Open new accounts or enroll employees in MPF schemes
  • Auto-calculate MPF contributions
  • Detailed account records
  • Clear contribution records and submission statuses