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Prosperity offers you a true lifelong protection with stable returns and upside potential, allowing you and your family to maintain a quality lifestyle. It also offers flexible protection options and premium payment arrangements that tailor to your financial situation.
Prosperity comprises 2 plans:
The above information is a product summary only, please contact your Advisor for details. Please refer to the product brochure and sample Policy Document for details including definitions and full terms and conditions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.
Total Disability Benefit is optional rider benefits that you can add to your Sun Life insurance plan1.
With Total Disability Benefit, the future premium of the Basic Plan and all eligible rider benefits2 attached will be waived3 in the unfortunate event that the insured, who is the person protected under Total Disability Benefit, becomes Totally Disabled4 before the age of 60. The premium waiver will continue as long as the insured remains Totally Disabled. That way, you can continue to have protection and benefits under your Basic Plan without having to pay the premium while you’re unable to work.
You can also attach the Advance Payment Disability Benefit5 to your Total Disability Benefit to offset some daily expenses that may become a burden. Advance Payment Disability Benefit provides annual advance payments in a maximum of 10 equal yearly instalments in the unfortunate event that the insured becomes Totally Disabled before the age of 60, helping the insured to pay for medical expenses and other living costs.
The above information is a product summary only, please contact your Advisor for details. Please refer to the respective product leaflet and Policy Document for details including definitions, full terms and conditions, and exclusions. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.
Download product leaflet of Total Disability Benefit