SunWell Advanced Care & SunWell Supreme Care

Multi‑claim Critical Illness Insurance

Protection for your family covering 188 illnesses, with no waiting periods between major 3 illnesses.

Worried about becoming a burden when critical illness strikes? 

SunWell Advanced Care / SunWell Supreme Care is your family's health guardian. More than just coverage, it acts as your "health safety net," covering 188 illnesses and 38 major surgeries - even unknown diseases are included. With a total protection of up to 10 times of the amount originally covered, including up to 5 claims for cancer, stroke and heart conditions, you can focus on recovery when facing health challenges. The plan also provides free health checks and comprehensive cancer gene testing, protecting your family's health throughout life's journey.

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Key benefits

Complete health shield

  • Guards against 188 illnesses and 38 complex surgeries
  • Covers new and known illnesses
  • Protects against 27 childhood conditions

Comprehensive protection for big health issues

  • Claim up to 5 times for cancer, heart attack or stroke
  • No waiting periods between diagnoses of cancer, heart attack or stroke
  • Coverage Reload Benefit restores to 100% the amount originally covered after Juvenile illness claim or Early Stage Critical illness claim

SunWell Supreme Care just for you

  • Extra coverage for 12 men's or women's health concerns
  • Help with fertility and gender-specific cancers
  • Provides extra protection for 12 designated illnesses of the lungs, heart and nervous system

Continuous cash support against cancer, heart attack, stroke, dementia and Parkinson’s disease

  • Advance future claim payments as monthly support for up to 18 months
  • Keeps your life stable during treatment
  • Proof of active treatment is not required

Total health support

  • One-time free Genomic Profiling to guide cancer treatment
  • Get referrals to doctors in Hong Kong and abroad
  • Up to 5 free health checks tailored to your age

Smart future planning

  • Pick how your loved ones get your Death Benefit
  • Protection with savings components at an affordable premium

Real-life impact

Limited time offer

Enjoy up to 4-month premium rebate for SunWell Critical Illness Series

From now to May 31, 2026

If you successfully apply for SunWell Critical Illness Series, you will be entitled up to 4-month premium rebate on AFYP!

  1. SunWell Supreme Care / SunWell Supreme Care - Baby Care
  2. SunWell Advance Care / SunWell Advanced Care - Baby Care
  3. SunWell Essential Care

 

The offer is subject to terms and conditions. For more details please download and refer to the promotion leaflet.

Download Promotional Leaflet

Talk to our Advisor

  1. The feature’s “Champion-in-the-market” statement is based on a comparison with other critical illness protection plans for new Composite and Long-Term Businesses as identified in the Register of Authorized Insurers by Insurance Authority as of April 25, 2024.
  2. The feature’s “First-in-market” statement is based on a comparison with other critical illness protection plans for new Composite and Long-Term Businesses as identified in the Register of Authorized Insurers by Insurance Authority as of April 25, 2024.
  3. The feature’s “first ESG focused critical illness protection plan” statement is based on a comparison with other critical illness protection plans for new Composite and Long-Term Businesses as identified in the Register of Authorized Insurers by Insurance Authority as of April 25, 2024.

View bonus philosophy

Product Brochures

Male product brochure

Female product brochure

 

Your questions answered

1. What's the difference between SunWell Advanced Care and Supreme Care?

Supreme Care offers more, including up to 5 claims for cancer, heart attack or stroke (Advanced Care offers 3 claims) plus benefits like advanced monthly cash support, extra protection for 12 designated illnesses of the lungs, heart and nervous system, and gender-specific coverage.

2. Does the plan cover the unknown health issues that existed before I enrolled in the plan?

Usually we don't cover any pre-existing health problems you already have. Your policy details will explain what's covered.

3. What happens if I need multiple claims for cancer, heart attack and stroke?

If you suffer from one of these 3 major illnesses and then another, so long as it is not the same major illness you can claim immediately, and if it is the same illness there will be a waiting period before you can claim.

4. Why is the free Genomic Profiling for cancer patients helpful?

It helps doctors create a treatment plan just for you against cancer, which could lead to better results.

5. Can my child get this plan?

Yes, even babies still in the womb from 22 weeks of pregnancy can be eligible for this plan.

6. How does the extra gender-specific coverage help?

It protects you from 12 health issues unique to men or women, on top of your main coverage.

7. What if I get sick with something not on the list?

Our special surgery benefit covers procedures for unlisted conditions, protecting you from new illnesses too.

8. How can I get back full coverage after diagnosis of a minor critical illness?

After at least 1 year of the previous diagnosis of a minor or juvenile illness, the Coverage Reload Benefit restores the total benefit amount paid under that minor or juvenile illness, up to 100% of the amount originally covered.

9. How can my loved ones get the death benefit?

You can choose for them to receive it all at once, in parts over time, or a mix of both ways to help plan for their future.

10. What health services come with the plan?

You get free health check-ups, access to top doctors, and help setting up medical appointment

Note: If there's a difference between what's on this page and the insurance policy, the policy is what counts.

offer

Catch the limited time offer for HK$100 Starbucks e-voucher

By Apr 30, 2026

  1. Meet with one of our appointed advisors after submitting the enquiry form below and
  2. Complete the eFNA

You will have the chance to receive a HK$100 Starbucks e-voucher!

Meet up now

*Offer is subject to terms and conditions. First come, first served basis is applied.

The following terms and conditions apply to the offers (“Offers”) from January 1, 2026 to April 30, 2026, both days inclusive (“Promotion Period”). By participating in the Offers, the participants understand and expressly agree to be bound by these terms and conditions. The gourmet voucher is only available during the Promotion Period stated above. Participation outside the Promotion Period is not eligible.

  1. The financial advisors and existing clients of Sun Life Hong Kong Limited (“Sun Life”) are not eligible.
  2. Participants need to complete all the following steps in order to participate (“Eligible Participants”),
    1. fill in the form on Sun Life website; and
    2. meet with the designated advisor and complete the eFNA.
  3. The submission time and status (successful or otherwise) will be based on the records kept by Sun Life . This offer will close after the Promotion Period.
  4. Each mobile phone number and email address can only be submitted once. Any repeated submission will be considered invalid.
  5. The gourmet voucher is provided by On-us Group Holdings Ltd.(“Supplier”); Sun Life is not the supplier of the gourmet voucher (“Gifts”) and shall assume no responsibility and liability in respect of the Gifts.  Any enquiry or complaint for the quality related to the redemption and use of the Gifts should be directed to the service provider. The Supplier is solely responsible for all goods and services offered to Eligible Participants. Any disputes arising from the Gifts shall be resolved by the Eligible Participants and the Supplier directly. In respect of the Gifts and their related products and services, no warranty is expressed or implied. Sun Life specifically disclaims the implied warranties of merchantability and fitness for a particular purpose. 
    1. The redemption and use of the Gifts shall be subject to the terms and conditions of the Supplier 6.
    2. Sun Life will send an SMS or email to the mobile phone number or email address provided by the Eligible Participant for Gift redemption within one month after the Eligible Participant has completed all steps in Clause 2 above. There will be a hyperlink in the SMS or email and by clicking such hyperlink, Eligible Participant will be directed to a webpage maintained by On-us Group Holding Ltd to get the redemption code on the webpage. Eligible Participants shall follow the procedures stated on the webpage and redeem the Gifts from the Supplier before the expiry date as stated on the webpage.
    3. Sun Life is not responsible for verifying the mobile phone number submitted by Eligible Participants for participating in the Campaign. Should there be any mis-delivery of SMS or email notification resulting from inaccurate / incorrect information submitted by the Eligible Participants, Sun Life will not re-issue the hyperlink.
    4. No transfer, assignment, cash redemption or substitution of Gifts by participants is permitted. Sun Life, may at its sole discretion, reserve the right to substitute the Gifts (or part of the Gifts) with an alternative Gift with the equal monetary value and/or specification.
    5. Gifts will be given out on a first come, first served basis. Eligible Participant can be entitled once only.
    6. Eligible Participants will be contacted by email or SMS for gourmet voucher redemption within one month after participation upon the completion of all aforementioned steps.
  6. The redemption and use of the Gifts shall be subject to the terms and conditions of the voucher / service provider. In the event of repeated or inappropriate use of the Gifts by the Client during Promotion Period, Sun Life reserves the right to cancel the Gift without any prior notice .
  7. If the data provided by Eligible Participant is found to be incomplete, untrue, fraudulent, inconsistent, falsified, illegal, deceptive, improper or there is any abusive usage of the Gifts or any violation of terms and conditions of the Gifts or integrity for obtaining this voucher, Sun Life reserves the right to cancel the Gift without any prior notice.
  8. If for any reason the Offers are not capable of running as planned, due to an event of force majeure or any other cause outside Sun Life’s reasonable control, Sun Life reserves the right, at its sole discretion, to cancel, terminate, modify, or suspend the Offers or relevant events without prior notice.
  9. Sun Life reserves the right to amend, suspend or cancel the Coupons and amend these terms and conditions at any time without prior notice. In the event of disputes on the Gifts, the decision of Sun Life shall be final and conclusive.
  10. Sun Life Hong Kong Limited is incorporated in Bermuda with limited liability.
  11. These terms and conditions shall be governed by and construed in accordance with the laws of Hong Kong. Any dispute arising under these terms and conditions shall be subject to the exclusive jurisdiction of the courts of Hong Kong.
  12. A person who is not a party to these terms and conditions may not enforce any of their provisions under the Contracts (Rights of Third Parties) Ordinance (Cap.623 of the Laws of Hong Kong).