When can you withdraw your MPF?

Once you reach the age of 65, you can choose any of the following ways to manage your MPF benefits:

  • withdraw your MPF benefits by instalments;
  • withdraw all your MPF benefits in a lump sum; or
  • retain all your MPF benefits in your account for continued investment

Under the law, you can withdraw your MPF benefits before you reach age 65 on one of the following grounds:

Early Retirement

Terminal Illness

Permanent Departure from Hong Kong

Total Incapacity

Death

Small balance

The law does not stipulate any deadlines for withdrawing MPF. You should consider your personal needs before making a withdrawal application. If you choose to retain all your MPF in your account, no application is required. Your MPF will continue to be invested in the fund(s) you have selected.

To apply for withdrawal of your MPF benefits, withdrawal instruction can be submitted to the eMPF Platform via the following links:

eMPF Web Portal

eMPF Mobile App

For enquiries about withdrawal of MPF benefits, please contact the eMPF Platform.