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When should you adjust your MPF fund choices?

Your MPF investment can span several decades, during which you may go through different life stages. Therefore, you should review your MPF investment regularly to ensure that it is in line with your investment objectives, preferred asset allocation and risk tolerance level. In general, it is good to review your fund choices every 6 to 12 months and consider making adjustments if necessary.

How to adjust your MPF fund choices?

If you want to change your MPF fund choices, you can notify us via one of the following means:

If a valid switching or change of investment mandate instruction is received by 4:00 p.m. on a dealing day, it will be processed on that dealing day.

In addition, there is no limit on how many times a member may change his/her investment mandate or switch his/her funds in any financial year. However, no request will be acted upon if the dealing of the relevant constituent funds is suspended.

For more details, please refer to Section 6.1.8 – Switching between Constituent Funds and Section 6.3.3 – Number of New Units Issued from a Switching Transaction of the MPF Scheme Brochure of the Scheme, which is available via the link